Tonychrissy wrote on Mon Mar 25, 2024 9:19am:
Thanks Steve. Wow, it appears so complicated. We are going to the place in the sun tour in Birmingham in September so hopefully we can get the legalities as you have indicated. We were told we would need 10% of the purchase price for all the legal purchasing side of buying. Under the impression t...
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...hat we could automatically get dental/ healthcare etc.
Sorry...so many questions
Depends are your age for health requirements. If you receive state pensions or some other qualifying benefits you can transfer your healthcare from the UK to Spain via the S1 form. Otherwise you would need private health insurance.
There is no such thing as free dental care in Spain.
By all means listen to the advice given at A Place in the Sun exhibition, but they really don’t give you the warts and all scenario. The solicitors at the exhibition are usually from large chains, you will find there are lots of cheaper solicitors on every corner here in Spain.
Property tax is 10% of the purchase price in the Valencia region, so with all the other charges involved in house purchase you’ll need to budget an additional 3-4% for those fees.
When you eventually start looking at a property ensure you know how much the community fees will be as well as the IBI (council tax) . These prices can vary enormously.