Property purchase taxes

A good rule of thumb to use when buying property in Spain is to allow an extra 15% of the agreed purchase price to cover all legal fees, taxes and other charges. You won't be far out.

You  should  allow   at  15%. To  cover Property  Tax, Solicitors  fees. House insurance. Do  not  open a Spanish Bank account.  Send  me PM  I  will send  more  information  about  buying  and  saving  you  a  few bob

I think its usual to have Spanish bank account for payment of bills and such charges as these thing's come along, hope youre not going to suggest paying for everything in bitcoin 🤔😉🤣

I will cheers.....all advice greatly appreciated 

Sorry,   I  would  not suggest  such  stupidly, You  do not   need a Spanish Bank account  as many   contribution   from  people  who use Wise and Revolt  and a few more online  Banking  forum  for Domestic  bills. I  purchase  a Property  in Torrevieja  and  never opened  a Spanish Bank account  or never  will.  Again  has  been highlighted  here many  times.  The expensive   Banking  fees they charge 😤 

No....🤣🤣🤣

The OP has said he is going to move permanently. I have never had any bank charges as a resident here with a Spanish bank. Plus a resident would need access to more funds than one of the online banks like Wise allow so having a Spanish bank account makes perfect sense.

Just had my statement of charges for the last quarter and they come to 60 euro. Next line states discount (for paying in a fixed sum, using the credit cards and having direct debits) is 60 euro. Total charges 0.00. 

Yes, if the OP was going to buy a holiday home then getting an online EU bank would make sense but not as a permanent resident. 

Oh, and the fixed sum to pay in is 300 euro a month. 

Using a spanish bank account has 2 negatives attached to it,

1) Fees: spanish bank fees are very high and are aimed at non-residents especially

2) Having a spanish bank account means that the government have access to your account (to take fines/payments etc) without your express permission and MORE IMPORTANTLY can FREEZE your account and deny you access to your own account

Even REVOLUT have been pressured to issue spanish IBAN numbers now, to comply with the commie spanish rules

I use my home bank account for most, a REVOLUT account for travelling and an N26 account (with spanish address and spanish IBAN) for all my dealings in Spain

Always remember that cash is king, but Spain(and soon all EU) now has a law that NO BILL OVER Euro1000 can be paid in cash, so that they can trace everything

The OP has stated they are going to become residents therefore the charges for a non resident account don't apply.

Yes, you can only pay for goods under 1,000 euro for a resident but non residents can pay up to 10,000. However, this is an attempt to stop money laundering.

You are aware the UK government can take money from your account as well, It's called direct recovery of debts and the HMRC do it all the time.

The UK government can also freeze your bank account for things like unpaid taxes, unpaid student loans or it can be frozen for a creditor seeking payment. You are getting a bit paranoid on the Spanish government doing it. 

"Commie Spanish rule"? Really? If you have that opinion then why do you even come here? If I had that view of the place I'd be living in the Cayman Islands.