Help looking for info on affects post Brexit

https://www.gov.uk/guidance/advice-for-british-nationals-travelling-and-living-in-europe

The key seems to be to get Spanish residence asap.

As I understand it, this need not mean tax residency, just the right to stay >3 months,

This requires proof of income, proof of house purchase/long term rent, proof of healthcare.

If you are of UK pensionable age, healthcare = Spanish NHS.

If you are below UK pensionable age, healthcare means buying an insurance product (and then after a year, if you so choose, paying into the Spanish NHS

My wife and I plan to sort this out this year.

Thank you for your reply any info greatly apprec

Would be grateful if anyone has a health insurance package that they could recommend for the purpose of applying for residency in Denia! Being 61 I would be interested in the cheapest and most basic that would be accepted until I finally can get my pension! Luckily no health issues as yet! Many thanks for any advice!

Just to add to the excellent summary by Kelvin, and to give some boring detail, the UK/EU have agreed to continue the rights detailed in Directive 2004/38/EC at Article 7(1)(a) – (c):

Article 7 

Right of residence for more than three months 

1. All Union citizens shall have the right of residence on the territory of another Member State for a period of longer than three months if they: 

(a) are workers or self-employed persons in the host Member State; or 

(b) have sufficient resources for themselves and their family members not to become a burden on the social assistance system of the host Member State during their period of residence and have comprehensive sickness insurance cover in the host Member State; or 

(c) – are enrolled at a private or public establishment, accredited or financed by the host Member State on the basis of its legislation or administrative practice, for the principal purpose of following a course of study, including vocational training; and 

– have comprehensive sickness insurance cover in the host Member State and assure the relevant national authority, by means of a declaration or by such equivalent means as they may choose, that they have sufficient resources for themselves and their family members not to become a burden on the social assistance system of the host Member State during their period of residence

But bear in mind that it's an all or nothing agreement. If negotiations can't reach agreement on a total package, then all the points that have already been agreed will be nullified.

Conclusion: make sure you're legally resident and keep your fingers crossed on a final agreement being reached!

Thanks Jim ... sound info.

My wife and I sorted ours out about 3 weeks ago. We are aged 58 and 60. 

Other than age, smoker/non smoker etc, the main factors impacting on the cost were (a) level of co-pay acceptable, and (b) making sure the package provides access to doctors/hospitals nearby to your Spanish home.

Our first year cost 1400 Euros (around 60 Euros each per month). This will increase by around 10% per year for the next 3 years.

We could have paid more and had lower co-pays, but (touch wood) we are fortunate to have good health.

Pre-existing conditions are excluded.  Prescriptions are co-pay, but my wife's 2 repeat prescriptions are cheap over-the-counter products in Spain.

The policy was arranged by   http://www.britannialegals.com/about.php

The insurance company is DKV.

Hope this is helpful.

Many thanks for the info!