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Hi Tricia, yes 35€ month plus 30€ per card per year, definitely not small amount, so please consider my recommendation re Cajamar(earlier post). Ok, maybe no english speakers guaranteed (possibly ok on the coast but we,re 70kms inland very spanish, few english). There is a dedicated english phone service and if you load up google translate with questions before you go you should be ok. We took all our direct debit company references, but I admit I telephoned suma and sent emails to all other companies as confirmation as well. All is good, yes it took the following month to get them changed over and 2 wks to collect our debit(atm use too) cards but I honestly wouldnt go back to Sabadell for anything. They do have a high interest account called "360" also which pays 3% on upto 15,000 balance for residents. We didnt want that just asked for the "weferrent" account(online and atm use is perfect)
Regards
Pauline.
