Starling bank

If you search the forum, some people have had issues with the  Starling Euro account as it has a GB IBAN and some companies are not accepting them for direct debits. It seems that Spanish banks are imposing charges on transfers directly sent from GB accounts even though they shouldn’t be. 

I have seen a number of people recommending N26, which is a German bank which gives you a Spanish account number, and the Cajamar Weferente account which is free. 

Like you, I’m with Sabadell and thinking of changing due to the increasing charges but I need to wait until I get over again. 

Keep us up to date with how you get on. 

Shaun

N26 account is great no fees and can use it to pay all direct debits as you get an IBAN number they keep adding extra features so you can pay money onto card or draw money out at certain supermarkets now 

I can recommend Wise ( formerly Transferwise)

BE ( Belgium) IBAN  number satisfies all the utilities companies for direct debits.

No monthly charges, small charges for any money transfers.

I stand to be corrected but with N26 you may need to provide a Spanish address to receive your debit card, not the case with Wise, a UK address is fine.

Yesterday I transferred some money  to someone in Spain, the cash was in their account in 2 seconds flat.

How can they be contacted or do they have a branch in Costa Blanca. I am currently paying €14 per month in charges plus annual charge for credit card

Just google N26 and all info there it’s an online account and debit card takes around 2 weeks to arrive if you message me I can send you the link if you want 

N26 is online only - use Google!

Many thanks, will follow it up