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Posted: Sat Aug 6, 2022 8:51pm
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Posts: 13

Location: Benimar

Joined: 21 Apr 2021

We recently sold our house in rojalos we asked the lawyer we gave power of attorney to close our bank account . The house was sold 1st July we just got the money on the 1st of August due to laywer putting in wrong I ban number. She is now saying the bank account cant get closed till September and can we e. Mail her to remember her. We have been now asked for proff of our bank in uk so when we get the money back as Spanish goverment need proff. I wonder if any one else has had this . We are still being charged for house insurance , bank charges and utilities for new owner. 

Posted: Sun Aug 7, 2022 2:31pm

Stephanie86

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Location: Lliber

Joined: 4 May 2017

Posted: Sun Aug 7, 2022 2:31pm

There is usually a retention of monies, about 3% I think, to cover any outstanding charges against the property. Your abogada should deal with this and the purchaser’s abogado should have transferred all utilities to his name. You cannot insure a property you don’t own so check with your insurance agent, they will need a copy of the sale agreement as proof to cease the cover..

Posted: Sun Aug 7, 2022 3:04pm

Margaret0106

Original Poster

Posts: 13

Location: Benimar

Joined: 21 Apr 2021

Posted: Sun Aug 7, 2022 3:04pm

Stephanie86 wrote on Sun Aug 7, 2022 2:31pm:

There is usually a retention of monies, about 3% I think, to cover any outstanding charges against the property. Your abogada should deal with this and the purchaser’s abogado should have transferred all utilities to his name. You cannot insure a property you don’t own so check with your insu...

 

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...rance agent, they will need a copy of the sale agreement as proof to cease the cover..

Thank you I understand about the pretension money. What I dont get is why she needs an official bank statement from our uk bank she said spanish goverment want it. 

Before lock down we took out house insurance with bank it was a deal they where doing . Then lock down happened a year later I noticed extra money coming out account but didnt know what it was. Then realised they had continued to pay into house insurance now 28 euro a month nothing like deal. Asked lawyer to cancel when house sale happened end June still got charged for insurance and maintenance from bank July. Kept asking for account to be closed got a message 12th july saying that was it done  couldn't check online so thought great it's done. Then she says no I need to go to bank in September to close it. The lawyer has been terrible from the beginning she contradicts herself all the time. I just feel we are not going to see any more money.  I know this seems jumbled up but that's how I feel with all the stress. Thank you 

Posted: Sun Aug 7, 2022 3:29pm

Stephanie86

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Posts: 2801

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Location: Lliber

Joined: 4 May 2017

Posted: Sun Aug 7, 2022 3:29pm

I would think this is not unusual, it will be to do with legislation re money laundering. Regulations on money transfers are infinitely more stringent these days and it is probably a requirement imposed on the bank with which they have to comply. If in doubt why not make enquiries from your uk bsnk?

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