rain water entering bedroom

Posted: Tue May 31, 2022 9:43am

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Hi has anyone had any experience of rain water damaging the wall and ceiling of bedroom below. My question is relating to top floor apartment in Dreamhills 2. After all the bad weather Spain has had we noticed on our visit the back bedroom had black damp patched on wall and ceiling with white plaster fallen on floor.

Insurance reckon it is entering from the solarium above and so not covered. The way these building are constructed ,I don't understand how rain water can travel through a concrete floor to the ceiling or walls below.

Has anyone had similar problems and been able to solve it

many thanks

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Posted: Tue May 31, 2022 10:27am

MeathMaria

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Posted: Tue May 31, 2022 10:27am

iankeith wrote on Tue May 31, 2022 9:43am:
Hi has anyone had any experience of rain water damaging the wall and ceiling of bedroom below. My question is relating to top floor apartment in Dreamhills 2. After all the bad weather Spain has had we noticed on our visit the back bedroom had black damp patched on wall and ceiling with white pla...

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...ster fallen on floor.
Insurance reckon it is entering from the solarium above and so not covered. The way these building are constructed ,I don't understand how rain water can travel through a concrete floor to the ceiling or walls below.
Has anyone had similar problems and been able to solve it
many thanks

Good morning,

Yes we had similar problem a few years ago. After very heavy rain, we had a leak from roof terrace blocked/broken drain which caused water damage to a bathroom in our apartment.

Luckily we were there at the time and were able to summon help as big worry would be if apartment below was also damaged. Thankfully the damage was not major.

We have home insurance BUT our community insurance covered the costs of repair.
If you are paying an annual community charge, then you should be covered by the community insurance for that type of damage.

Hopefully you get sorted soon.

Regards

Maria

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Posted: Tue May 31, 2022 11:06am

Cheryl

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Posted: Tue May 31, 2022 11:06am

MeathMaria wrote on Tue May 31, 2022 10:27am:
Good morning,
Yes we had similar problem a few years ago. After very heavy rain, we had a leak from roof terrace blocked/broken drain which caused water damage to a bathroom in our apartment.

Luckily we were there at the time and were able to summon help as big worry would be if apartment below w...

Read more...

...as also damaged. Thankfully the damage was not major.
We have home insurance BUT our community insurance covered the costs of repair.
If you are paying an annual community charge, then you should be covered by the community insurance for that type of damage.
Hopefully you get sorted soon.
Regards
Maria

Good morning Maria, I had never heard of this insurance although reading about it, it does make sense.

https://www.inovexpat.com/en/community-insurance-all-you-need-to-know/

Is your roof terrace a shared area? If it is, I can understand why the community insurance covered it but if private, would the same apply?

Posted: Tue May 31, 2022 2:23pm

TP20

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Posted: Tue May 31, 2022 2:23pm

Cheryl wrote on Tue May 31, 2022 11:06am:
Good morning Maria, I had never heard of this insurance although reading about it, it does make sense.
https://www.inovexpat.com/en/community-insurance-all-you-need-to-know/

Read more...

Is your roof terrace a shared area? If it is, I can understand why the community insurance covered it but if private, would the same apply?

This happened to our neighbours, the drain on their solarium was broken and water had leaked down into the 2 apartments below. The community insurance covered it even though it was a private solarium.

Posted: Tue May 31, 2022 4:42pm

MeathMaria

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Posts: 599

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Location: Alicante City

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Posted: Tue May 31, 2022 4:42pm

Cheryl wrote on Tue May 31, 2022 11:06am:
Good morning Maria, I had never heard of this insurance although reading about it, it does make sense.
https://www.inovexpat.com/en/community-insurance-all-you-need-to-know/

Read more...

Is your roof terrace a shared area? If it is, I can understand why the community insurance covered it but if private, would the same apply?

Hi Cheryl,

Yes we have a shared roof terrace.

Our helpful spanish neighbour phoned the community representative on our behalf.
Thinking back, we did not receive any written confirmation or details of who actually paid for the repair. Our neighbour just said community insurance would. I expect it may have shown up on the annual reams of paperwork in Spanish that we receive from the community Assessoria.

It took a few weeks before a very good repair was carried out. Thankfully it never rained again before repair was done.
No problems since.

Kind regards

Maria