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Private medical insurance

Posted: Sun Jun 25, 2023 7:52am
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Posts: 16

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Location: Playa Flamenca

Joined: 9 Oct 2022

We are starting the process of getting our Non Lucrative Visas . Can any one recommend a Health Insurance company to provide basic insurance for my wife and I which satisfies the Visa application. We are both retired 67 and 72 year old. 

Posted: Sun Jun 25, 2023 9:21am

tebo53

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Posts: 4850

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Location: Benidorm

Joined: 29 May 2018

Posted: Sun Jun 25, 2023 9:21am

Davis wrote on Sun Jun 25, 2023 7:52am:

We are starting the process of getting our Non Lucrative Visas . Can any one recommend a Health Insurance company to provide basic insurance for my wife and I which satisfies the Visa application. We are both retired 67 and 72 year old. 

If you are receiving UK retirement pension you will be entitled to get healthcare through the S1 healthcare scheme which is paid for by the UK government. The S1 satisfies the requirements of the NLV. 

If you go the S1 route you will need to pre-register your S1 paperwork with the Spanish INSS.

Steve 

Posted: Sun Jun 25, 2023 10:21am

Davis

Original Poster

Posts: 16

star4 helpful points

Location: Playa Flamenca

Joined: 9 Oct 2022

Posted: Sun Jun 25, 2023 10:21am

tebo53 wrote on Sun Jun 25, 2023 9:21am:

If you are receiving UK retirement pension you will be entitled to get healthcare through the S1 healthcare scheme which is paid for by the UK government. The S1 satisfies the requirements of the NLV. 

If you go the S1 route you will need to pre-register your S1 paperwork with the Spanish INSS.

 

Read more...

Steve 

We do have a Form S1 . Thank you for your help 

Posted: Tue Jun 27, 2023 11:27am

Posts: 11

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Location: La Florida

Joined: 15 Nov 2020

Posted: Tue Jun 27, 2023 11:27am

tebo53 wrote on Sun Jun 25, 2023 9:21am:

If you are receiving UK retirement pension you will be entitled to get healthcare through the S1 healthcare scheme which is paid for by the UK government. The S1 satisfies the requirements of the NLV. 

If you go the S1 route you will need to pre-register your S1 paperwork with the Spanish INSS.

 

Read more...

Steve 

Hello Steve ,

I was wondering where I might get a S1 form as I have just retired in GB.

Many thanks in advance 

Shirley

Posted: Tue Jun 27, 2023 2:42pm

tebo53

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Posts: 4850

star5044 helpful points

Location: Benidorm

Joined: 29 May 2018

Posted: Tue Jun 27, 2023 2:42pm

Edins nan wrote on Tue Jun 27, 2023 11:27am:

Hello Steve ,

I was wondering where I might get a S1 form as I have just retired in GB.

 

Read more...

Many thanks in advance 

Shirley

Hi,

If you have a look here:

https://www.nhs.uk/using-the-nhs/healthcare-abroad/moving-abroad/planning-your-healthcare/

You will read that you can apply for the S1 healthcare forms from the Overseas healthcare team at Newcastle. 

They show a phone number to ring and they will complete the form for you over the phone.


How to get an S1 form

You can apply for an S1 form from the Overseas Healthcare Services.

Telephone: +44 (0)191 218 1999

Email: nhsbsa.ohsregistrations@nhs.net

Monday to Friday 8am to 6pm (GMT)

You can apply for an S1 form up to 90 days before moving to live in an EU country. You can ask for the form to be sent to your UK address if you need it for your visa application.

For the S1 form to be issued, you need to have an address in the EU country you are moving to. This can be a temporary address, but you must contact NHS Business Services Authority (NHSBSA) and the relevant authority in the country you are moving to, to let them know your new address (if it changes). This is to prevent important confidential information being sent to the wrong address.


How to use an S1 form

Once issued, register the S1 form with the relevant authority in your country of residence.

Often you need to do this before you can register for healthcare or obtain a medical card.

If you have registered an S1 in an EU country, you'll be able to use your UK-issued EHIC or GHIC to access state-funded necessary medical treatment when you visit other EU countries. You'll not be able to use it in Switzerland.

Steve.

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Posted: Tue Jun 27, 2023 10:24pm

Posts: 16

star11 helpful points

Location: La Zenia

Joined: 23 Dec 2016

Posted: Tue Jun 27, 2023 10:24pm

Hi  I am retired and have my sip card but also pay for private medical insurance.  Private do not cover existing conditions but I needed emergency assistance last year including hospitalisation.  If I was treated by the local hospital I would not be here to tell the tale.  The bill must have exceded at least 16K with all tests etc.  The premium has not gone up.  I believe the Spanish also have both private and national.  It is worth researching. 

Posted: Thu Jun 29, 2023 11:04am

Posts: 11

star1 helpful points

Location: La Florida

Joined: 15 Nov 2020

Posted: Thu Jun 29, 2023 11:04am

tebo53 wrote on Tue Jun 27, 2023 2:42pm:

Hi,

If you have a look here:

 

Read more...

https://www.nhs.uk/using-the-nhs/healthcare-abroad/moving-abroad/planning-your-healthcare/

You will read that you can apply for the S1 healthcare forms from the Overseas healthcare team at Newcastle. 

They show a phone number to ring and they will complete the form for you over the phone.


How to get an S1 form

You can apply for an S1 form from the Overseas Healthcare Services.

Telephone: +44 (0)191 218 1999

Email: nhsbsa.ohsregistrations@nhs.net

Monday to Friday 8am to 6pm (GMT)

You can apply for an S1 form up to 90 days before moving to live in an EU country. You can ask for the form to be sent to your UK address if you need it for your visa application.

For the S1 form to be issued, you need to have an address in the EU country you are moving to. This can be a temporary address, but you must contact NHS Business Services Authority (NHSBSA) and the relevant authority in the country you are moving to, to let them know your new address (if it changes). This is to prevent important confidential information being sent to the wrong address.


How to use an S1 form

Once issued, register the S1 form with the relevant authority in your country of residence.

Often you need to do this before you can register for healthcare or obtain a medical card.

If you have registered an S1 in an EU country, you'll be able to use your UK-issued EHIC or GHIC to access state-funded necessary medical treatment when you visit other EU countries. You'll not be able to use it in Switzerland.

Steve.

Hi Steve, 

Thanks for such a quick reply and with such detail. 

We really appreciate your knowledge.

Many thanks again 

Shirley

Posted: Thu Jun 29, 2023 12:22pm

tebo53

Legendary helpful member

Posts: 4850

star5044 helpful points

Location: Benidorm

Joined: 29 May 2018

Posted: Thu Jun 29, 2023 12:22pm

Alice wrote on Tue Jun 27, 2023 10:24pm:

Hi  I am retired and have my sip card but also pay for private medical insurance.  Private do not cover existing conditions but I needed emergency assistance last year including hospitalisation.  If I was treated by the local hospital I would not be here to tell the tale.  The...

 

Read more...

... bill must have exceded at least 16K with all tests etc.  The premium has not gone up.  I believe the Spanish also have both private and national.  It is worth researching. 

"If I was treated by the local hospital I would not be here to tell the tale"

I could tell you a story that would negate that statement completely but I won't go into that.

I can say though, if we were in the UK perhaps neither of us would be alive as the NHS don't like spending to much time and money on people over a certain age..........

Make what you will from my statement......

Steve 

Posted: Sat Jul 1, 2023 5:08pm

Posts: 16

star11 helpful points

Location: La Zenia

Joined: 23 Dec 2016

Posted: Sat Jul 1, 2023 5:08pm

tebo53 wrote on Thu Jun 29, 2023 12:22pm:

"If I was treated by the local hospital I would not be here to tell the tale"

I could tell you a story that would negate that statement completely but I won't go into that.

 

Read more...

I can say though, if we were in the UK perhaps neither of us would be alive as the NHS don't like spending to much time and money on people over a certain age..........

Make what you will from my statement......

Steve 

Why make that statement then? I was only offering help to the op.  I do not understand why some people on here want an argument or debate and make any excuse to start one.  no replies please.  I will not offer assistance again.  I am not surprised at all why Jim left,

Posted: Sat Jul 1, 2023 8:17pm

tebo53

Legendary helpful member

Posts: 4850

star5044 helpful points

Location: Benidorm

Joined: 29 May 2018

Posted: Sat Jul 1, 2023 8:17pm

Alice wrote on Sat Jul 1, 2023 5:08pm:

Why make that statement then? I was only offering help to the op.  I do not understand why some people on here want an argument or debate and make any excuse to start one.  no replies please.  I will not offer assistance again.  I am not surprised at all why Jim left,

I will reply...

You were implying that the Spanish public health service was not so competent so I put the record straight!!

And stop being childish 🙄 

Steve 

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