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We will finish paying off our mortgage soon and want to know if we need to go through a solicitor to get the deeds and have the mortgage cancelled at the land registry. We have been quoted €950 which seems steep just to get some papers signed! Has anybody else been through this or even done it themselves?
Tony & Andrea
Long time ago but it cost us quite a lot (can't remember the full cost but was in the hundreds). The main charge was the certificate from the bank saying it was now mortgage free and then the cost to the notary to pay for the deeds to be altered in the land registry. Of course, the solicitor add on their bit to get the certificate and the notary etc. You could probably do a lot of it yourself (after paying the bank) but we were very new here at the time and had no idea about the differences between gestorias, notarias and abogados so got the solicitor to do the lot.
Posted: Mon Oct 23, 2023 2:01pm
Super helpful member
The contents of these links may be helpful:
https://www.citizensadvice.org.es/faq/mortgage-paid-off-what-to-do-next/
https://www.bankinter.com/banca/en/faqs/mortgages/what-do-i-have-to-do-at-the-end-of-my-mortgage
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