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House Insurance
Posted: Thu Jul 14, 2022 6:11pm
Hi Folks
Any recommendations where to purchase holiday home insurance for Los Palacios please?
Thanks in advance Stephen and Karen 🙋🏻♂️👩
StevieC wrote on Thu Jul 14, 2022 6:11pm:
Hi Folks
Any recommendations where to purchase holiday home insurance for Los Palacios please?
Read more...
Thanks in advance Stephen and Karen 🙋🏻♂️👩
I would recommend you contact
Caren Joyce
Jennifer Cunningham Insurances S.L
Tel: +34 960 500 116
First class, professional service.Hope this helps.
Hello StevieC,
When purchasing home insurance, please keep in mind that it is very important to have a good sum on your public liability coverage, as this will help you in case of damages cause to a third party, so you don't have to pay out of your pocket in case that the coverage you have is low. I suggest you get a minimum of 600.000€, so you will have peace of mind.
The other thing you will need to know is, if its a holiday home for yourself, please be careful as some insurance companies have a "occupational period" this means that, if you are out of your holiday home for longer than 2 or 3 months that you will not be covered. This is important because if you are only coming to Spain a couple of times a year, in some cases you will not be covered once you leave.
If what you are insuring is a vacational home, as in, you will rent it out for short term let, please bear in mind you will also need a seperate Public Liability insurance as this covers you in case of a claim from a client.
If you need any futher advice, you can message me, as I work with an Insurance Agency through AXA (They don't have the ocuppational period).
I hope this helps.
Posted: Fri Jul 15, 2022 5:32pm
AsesorFin wrote on Fri Jul 15, 2022 11:19am:
Hello StevieC,
When purchasing home insurance, please keep in mind that it is very important to have a good sum on your public liability coverage, as this will help you in case of damages cause to a third party, so you don't have to pay out of your pocket in case that the coverage you have is low. I suggest you...
Read more...
... get a minimum of 600.000€, so you will have peace of mind.
The other thing you will need to know is, if its a holiday home for yourself, please be careful as some insurance companies have a "occupational period" this means that, if you are out of your holiday home for longer than 2 or 3 months that you will not be covered. This is important because if you are only coming to Spain a couple of times a year, in some cases you will not be covered once you leave.
If what you are insuring is a vacational home, as in, you will rent it out for short term let, please bear in mind you will also need a seperate Public Liability insurance as this covers you in case of a claim from a client.
If you need any futher advice, you can message me, as I work with an Insurance Agency through AXA (They don't have the ocuppational period).
I hope this helps.
Thanks very much for this!
It is only for family and friends so I will take your advice onboard.
Thanks again
Stevie 🙋🏻♂️
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