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Changing banks - Page 2

Bobbykins

Posted: Wed Feb 8, 2023 3:58pm

Bobbykins

Original Poster

Posts: 30

4 helpful points

Location: Villamartin

Joined: 19 Jun 2019

Posted: Wed Feb 8, 2023 3:58pm

MikeT160 wrote on Wed Feb 8, 2023 2:50pm:

All you have to do is send pounds to Wise and that will show up on your £ balance. You then convert to Euros (or any other currency) when it suits you and that will show up on your Euro balance. You can set up DD's and payees as with any other bank. I find it extremely easy to use so once you ge...

...t into it I am sure you will too.

Managed to transfer some funds into  Wise a/c as you suggested so grateful for your help. 

Had to spend 20 mins on the phone with my bank ensuring them I was not being scammed. Suppose we should be happy they are looking after our cash so well. 
Not due out in Spain till April so will try to convert dds online and visit others. Everyone says the water company is the  worst to deal with but I’m sure I can manage one nuisance. 

Bobby

RichardH357

Posted: Thu Feb 9, 2023 8:34am

Posts: 5

2 helpful points

Location: Villamartin

Joined: 4 Dec 2022

Posted: Thu Feb 9, 2023 8:34am

MikeT160 wrote on Wed Feb 8, 2023 2:50pm:

All you have to do is send pounds to Wise and that will show up on your £ balance. You then convert to Euros (or any other currency) when it suits you and that will show up on your Euro balance. You can set up DD's and payees as with any other bank. I find it extremely easy to use so once you ge...

...t into it I am sure you will too.

It all sounds really WISE and how banks should be as the money is all digital these days , how about daily limits to get cash out of an ATM do you know what they are ? Im with bankinter who allow €1000 per card each day and €3000 cash per month but I do have to pay each year to have the card.  Also is there a daily purchase limit in stores in €? 

Stevec2x

Posted: Thu Feb 9, 2023 9:21am

Stevec2x

Super helpful member

Posts: 1875

1065 helpful points

Location: Playa Flamenca

Joined: 23 Jan 2020

Posted: Thu Feb 9, 2023 9:21am

RichardH357 wrote on Thu Feb 9, 2023 8:34am:

It all sounds really WISE and how banks should be as the money is all digital these days , how about daily limits to get cash out of an ATM do you know what they are ? Im with bankinter who allow €1000 per card each day and €3000 cash per month but I do have to pay each year to have the card....

...  Also is there a daily purchase limit in stores in €? 

Hi 

The daily limit for chip n pin is £3000. Contactless is £500. 

For ATM it's £1500 daily - but anything over £400 per month will attract charges.

Cheers 

Steve 

erniemossity

Posted: Thu Feb 9, 2023 9:28am

erniemossity

Helpful member

Posts: 109

104 helpful points

Location: Villamartin

Joined: 18 Jun 2018

Posted: Thu Feb 9, 2023 9:28am

Bobbykins wrote on Wed Feb 8, 2023 3:58pm:

Managed to transfer some funds into  Wise a/c as you suggested so grateful for your help. 

Had to spend 20 mins on the phone with my bank ensuring them I was not being scammed. Suppose we should be happy they are looking after our cash so well. 
Not due out in Spain till April so will try to convert dds online and visit others. Everyone says the water company is the  worst...

... to deal with but I’m sure I can manage one nuisance. 

Bobby

All the DDs can be moved online fairly easily, although the water (hyderaqua) needs to be done via a couple of emails rather than directly from your account. I made the same move from Sabadell to Wise. All done in about a month. I had to go in to the the branch at Cabo roig to close the account, but didn’t need to make an appointment and there was no ‘Spanish inquisition’. Just remember to take your passport and NIE.

Kimmy11

Posted: Thu Feb 9, 2023 9:27pm

Kimmy11

Legendary helpful member

Posts: 6872

12569 helpful points

Joined: 8 Aug 2017

Posted: Thu Feb 9, 2023 9:27pm

Hi Bobby,

If you can get most, if not all, your DDs transferred to Wise before you come out to Spain in April, you can check that they've all been taken correctly from Wise, before you close your Sabadell account.  

Kind regards,

Kim

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Bobbykins

Posted: Thu Feb 9, 2023 9:50pm

Bobbykins

Original Poster

Posts: 30

4 helpful points

Location: Villamartin

Joined: 19 Jun 2019

Posted: Thu Feb 9, 2023 9:50pm

Kimmy11 wrote on Thu Feb 9, 2023 9:27pm:

Hi Bobby,

If you can get most, if not all, your DDs transferred to Wise before you come out to Spain in April, you can check that they've all been taken correctly from Wise, before you close your Sabadell account.  

Kind regards,

Kim

Thanks Kim really grateful for your advice. It’s getting easier all the time now really looking forward to completing the transfer. 
Regards 

Bobby 

Bobbykins

Posted: Sun Feb 19, 2023 12:46pm

Bobbykins

Original Poster

Posts: 30

4 helpful points

Location: Villamartin

Joined: 19 Jun 2019

Posted: Sun Feb 19, 2023 12:46pm

Kimmy11 wrote on Thu Feb 9, 2023 9:27pm:

Hi Bobby,

If you can get most, if not all, your DDs transferred to Wise before you come out to Spain in April, you can check that they've all been taken correctly from Wise, before you close your Sabadell account.  

Kind regards,

Kim

Kim

Good advice thanks. Only got Hydraqua to do. Would you by any chance have the best email address to use for advising them of the bank change.

Bobby

Bobbykins

Posted: Sun Feb 19, 2023 1:53pm

Bobbykins

Original Poster

Posts: 30

4 helpful points

Location: Villamartin

Joined: 19 Jun 2019

Posted: Sun Feb 19, 2023 1:53pm

Kimmy11 wrote on Thu Feb 9, 2023 9:27pm:

Hi Bobby,

If you can get most, if not all, your DDs transferred to Wise before you come out to Spain in April, you can check that they've all been taken correctly from Wise, before you close your Sabadell account.  

Kind regards,

Kim

Kim

Good advice thanks. Only got Hydraqua to do. Would you by any chance have the best email address to use for advising them of the bank change.

Bobby

Bobbykins

Posted: Mon Feb 20, 2023 11:15am

Bobbykins

Original Poster

Posts: 30

4 helpful points

Location: Villamartin

Joined: 19 Jun 2019

Posted: Mon Feb 20, 2023 11:15am

Bobbykins wrote on Thu Feb 9, 2023 9:50pm:

Thanks Kim really grateful for your advice. It’s getting easier all the time now really looking forward to completing the transfer. 
Regards 

Bobby 

Kim

Do you have an email address for Hudraqua. Their site looks a bit of a mess for information. 

Bobby

jimbo1234

Posted: Mon Feb 20, 2023 2:48pm

jimbo1234

Helpful member

Posts: 86

57 helpful points

Location: Cabo Roig

Joined: 3 Sep 2021

Posted: Mon Feb 20, 2023 2:48pm

Bobbykins wrote on Mon Feb 20, 2023 11:15am:

Kim

Do you have an email address for Hudraqua. Their site looks a bit of a mess for information. 

Bobby

You can book an appointment at Playa Flamenca via their website eg .es

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