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UK registered motorhome.

Posted: Sun May 21, 2023 8:22am
9 replies181 views1 member subscribed
rds1234

rds1234

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I have a uk registered motorhome in the UK it is insured in the UK and stored in UK

I am Spanish resident with a Spanish license.

My question is if I drive it down to Spain twice a year for 4 weeks at a time.

As I am the owner does it have to be put on Spanish plates

Aikidoamigo

Posted: Sun May 21, 2023 9:22am

Aikidoamigo

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Posted: Sun May 21, 2023 9:22am

Im no expert,  but how were you able to insure the vehicle in the UK if you are Spanish resident and live here in Spain?

My understanding is that provided you have mot, road tax and insurance then you can drive around as a ‘tourist’ for up to the restriction limits of your insurance cover, many of them state the maximum time the vehicle is allowed to be overseas compared to its registered ‘home address’

Cant see why it needs Spanish plates if the vehicle is remaining as UK based and not being exported to Spain… just not sure how covered you are if you havent told your insurance company you are an overseas resident.

paulsav

Posted: Sun May 21, 2023 10:33am

paulsav

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Posted: Sun May 21, 2023 10:33am

rds1234 wrote on Sun May 21, 2023 8:22am:

I have a uk registered motorhome in the UK it is insured in the UK and stored in UK

I am Spanish resident with a Spanish license.

My question is if I drive it down to Spain twice a year for 4 weeks at a time.

As I am the owner does it have to be put on Spanish plates

My understanding is as a Spanish resident you are not allowed to drive a Uk vehicle you own or one owned by other Uk resident unless you have their permission and they are in the vehicle with you. Perhas I,m wrong but read it somewhere. On obtaining residency your own Uk vehicle has to be transferred to spanish plates within 6mnths.

Regards 

Pauline 

Darro

Posted: Sun May 21, 2023 11:09am

Darro

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Posted: Sun May 21, 2023 11:09am

Both posters are correct and the answer to the question is yes.

For the UK insurance almost certainly some sort of fiddle or subterfuge will have been used to procure it and as a Spanish resident and vehicle owner you are not permitted to drive it here.

Police in Spain have become quite hot on checking UK regged vehicles and in a roadside stop your Spanish licence would instantly give the game away a likely result being ordered to take the vehicle off the road until it is transferred onto Spanish plates

Have an accident and you could be in some quite serious trouble both in Spain and with your UK insurer.

Unfortunately there is no perfect solution to the problem as even on Spanish Plates legally it cannot be kept in UK for more than 6 months in any 12 and if discovered could be liable to seizure.

rds1234

Posted: Sun May 21, 2023 12:07pm

rds1234

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Location: Villamartin

Joined: 16 Feb 2021

Posted: Sun May 21, 2023 12:07pm

Aikidoamigo wrote on Sun May 21, 2023 9:22am:

Im no expert,  but how were you able to insure the vehicle in the UK if you are Spanish resident and live here in Spain?

My understanding is that provided you have mot, road tax and insurance then you can drive around as a ‘tourist’ for up to the restriction limits of your insurance cover, many of them state the maximum time the vehicle is allowed to be overseas compared to its registered ‘home address’...

...

Cant see why it needs Spanish plates if the vehicle is remaining as UK based and not being exported to Spain… just not sure how covered you are if you havent told your insurance company you are an overseas resident.

My insurance company insures me as a Spanish resident and it as road tax

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rds1234

Posted: Sun May 21, 2023 12:16pm

rds1234

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Posted: Sun May 21, 2023 12:16pm

There are 3 Spanish insurance company that insure uk registered motorhome they told me to transfer ownership to my who lives in uk

paulsav

Posted: Sun May 21, 2023 1:00pm

paulsav

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Posted: Sun May 21, 2023 1:00pm

Darro wrote on Sun May 21, 2023 11:09am:

Both posters are correct and the answer to the question is yes.

For the UK insurance almost certainly some sort of fiddle or subterfuge will have been used to procure it and as a Spanish resident and vehicle owner you are not permitted to drive it here.

Police in Spain have become quite hot on checking UK regged vehicles and in a roadside stop your Spanish licence would instantly give the game away a likely result being ordered to take the vehicle off the road until it is transferred onto Spanish plates

Have an accident and you could be in some quite serious trouble both in Spain and with your UK insurer.

Unfortunately there is no perfect solution to the problem as even on Spanish Plates legally it cannot be kept in UK for more than 6 months in any 12 and if discovered could be liable to seizure.

Thanks Darro for confirming I was correct. This is the straw that broke our back re getting residency or not as we have now stayed non residents. We could fulfill every requirement for residency but not being able to drive our own UK van over each visit with belongings stopped us. Its easy for everyone to say just do it or even ins companies saying all would be ok, its when there's an accident or possible overstaying due to health reasons maybe the vehicle would become illegal. We could have changed to a Spanish van but then problems could arise in Uk overstaying so just like the many people who got residency to combat the 90 day stays but also trying to not be a fiscal resident, there's no way round the rules and eventually the legality would bite them on the bum one way or another. 

Regards 

Pauline 

PeterPan

Posted: Sun May 21, 2023 9:41pm

PeterPan

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Posted: Sun May 21, 2023 9:41pm

rds1234 wrote on Sun May 21, 2023 8:22am:

I have a uk registered motorhome in the UK it is insured in the UK and stored in UK

I am Spanish resident with a Spanish license.

My question is if I drive it down to Spain twice a year for 4 weeks at a time.

As I am the owner does it have to be put on Spanish plates

As a Spanish resident with a Spanish driving licence, you cannot legally drive a UK registered vehicle, which you own, without transferring the registration onto Spanish plates. You've asked this previously for a motorhome belonging to a "friend".

However, as I've mentioned to you before, you can drive a UK registered vehicle that doesn't belong to you (not registered in your name) as long as you're insured, have the owners permission and the vehicle is within the limits of your Spanish driving licence. The oner does not have to be in the vehicle with you but it makes things easier if you have written permission from the owner. This is not a legal requirement but makes things easier if/when stoppeded.

See the FB post from N332 here....https://www.facebook.com/DrivingSpain/posts/n332-answercan-a-spanish-resident-drive-a-uk-registered-car-in-spain-or-has-the-/1199782166875800/

N332 - ANSWER"Can a Spanish resident drive a UK registered car in Spain? Or has the owner been with him. ? Of course, you can drive or ride a vehicle registered in another country.People mix concepts, between having a vehicle and driving someone else's vehicle.-Law states your vehicle should be registered and taxed in the country where you have your normal residence. So in this case, there is no doubt. Once you become resident you must begin the process.- If someone comes on holiday to Spain with his vehicle, you can drive it and you don't need him to go with you.On these cases, we always advice to have written permission from the owner together with a photocopy of his ID, which is not compulsory but you will save time and questions if you are stopped by the Police.Special Taxes Law regulates that Officers will act against those residents driving their vehicles registered in other countries, but there are no administrative offences for those residents driving these vehicles from other people, even if the owner is resident in Spain because it is not their responsibility to legalize the situation of the vehicle.Police could remove the vehicle until the owner legalizes the situation, giving him a fine, but not for the driver unless this is the owner.Drivers are not responsible if the vehicle is untaxed, uninsured, MOT expired or registered in another country breaking the Special Tax Law. It is the sole responsibility of the owner, so you don´t have to be afraid of driving your friend´s vehicle registered in his home country. "

rds1234

Posted: Wed May 24, 2023 5:49pm

rds1234

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Location: Villamartin

Joined: 16 Feb 2021

Posted: Wed May 24, 2023 5:49pm

Darro wrote on Sun May 21, 2023 11:09am:

Both posters are correct and the answer to the question is yes.

For the UK insurance almost certainly some sort of fiddle or subterfuge will have been used to procure it and as a Spanish resident and vehicle owner you are not permitted to drive it here.

Police in Spain have become quite hot on checking UK regged vehicles and in a roadside stop your Spanish licence would instantly give the game away a likely result being ordered to take the vehicle off the road until it is transferred onto Spanish plates

Have an accident and you could be in some quite serious trouble both in Spain and with your UK insurer.

Unfortunately there is no perfect solution to the problem as even on Spanish Plates legally it cannot be kept in UK for more than 6 months in any 12 and if discovered could be liable to seizure.

No fiddle they are international insurers 

rds1234

Posted: Sun Jun 4, 2023 9:36am

rds1234

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Location: Villamartin

Joined: 16 Feb 2021

Posted: Sun Jun 4, 2023 9:36am

Now changed,  put motorhome into my partners name to insure it and have me as a named driver on the insurance it’s legal 

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