Travel insurance

You cannot stay for that long without applying for residency and never could.

Flying out after 60 days wont work. 

In the brave and wonderful unicorn and rainbow post transition era travel insurance for those with pre-existing conditions will be impossibly expensive - if available at all - so many folk are just going to have to get used to staycations. 

Welcome to the realities of Brexit.

Hi Vanessa, i am sorry to hear of your predicament ,and do understand your dilemma. Your desire to protect your health, in the manner in which you have stated, is very understandable .

The issue over travel insurance post December 31st this year is something not yet fully understood. 

I think acceptable and  affordable insurance guaranteeing health cover comparable with that provided by the current ehic, will have to become available . If this was not to happen it would surely result in  UK Tourism to EU countries becoming severely affected, and as has been demonstrated recently by the eager removal of travel restrictions from the UK into Spain and across Europe, the E.U countries need the financial input from the UK tourists.

Hopefully more will be forthcoming on this in the following months.

Good luck.

LeckyLes 

Hi Vanessa47

As Movingon says, your length of stay will not be possible without residency

What might be helpful is this. Both my husband and I (sound like the queen again😂)  have pre existing conditions, have worldwide insurance up to 90 days max trip/ 120 days total, excluding USA,Caribbean and Canada £546.10

Currently, as long as we comply with FCO advise, we are covered for C19. Not sure if that will be the case when we renew in February 

PM if you want the name of the company 🤪🥂

Nice scaremongering here, maybe the travel insurance will go sky high, but affordability is a personal issue, no one can tell yet but to tell 2nd home owners especially, they should resolve to "stay at home vacations" is an insult, given the amount of costs already paid out to maintain a 2nd home. No need for more doom and gloom. It will be what it will be.

You also said it wasnt possible for the poster to return after 1 day out, why?

If correctly done then it would be possible and legal but only for this last time without residency. Arrive early Nov or before, but within 90days of end of Dec, then leave after Dec 26th to return by Dec31st, then stay until 90 days from that date(virtually beginning of March) as Shengen 90 days would only count from Jan1st. Their Ehic would continue for that stay.

They have said they would be uncomfortable in travelling but by then(6 months from now) things should have improved in safety, and up to them if they want this length of stay (albeit with a little break). Obviously without residency or any other future lifeline from the Spanish government, this would be the last time this could be possible.

Yes life will change from January but we will all have to adapt and affordability will be possible by cutting back other ways, just depends how many meals out you have to give up.

Can anyone give details of travel insurance which allow upto 90day stays either unlimited number of times or upto 180days in a year. 120 days is insufficient for 2x90days per year.

Regards

Pauline.

Hi Paulsav

 I quoted 90/120, however they may do 90/180. By excluding the Americas, which we now do, it does keep the costs down🤪🥂

Just been thinking 🤔. If my worldwide annual insurance is as described in my earlier post, why would I expect Brexit to incur an increase? C19 maybe, but by “worldwide annual”, it could be supposed I’ve never set foot in an EU country on vacation.

Maybe I’m being naive, thick or possibly both🤪🥂

Thank you I hope the Spanish will be more agreeable, if only to protect the income that comes from us swallows as we are often called I have just watched a helpful video that was posted on here for me and it states that if here before Dec running into jan the ehic will be available until the time of return to uk 

Thankyou I watched the video that’s very helpful and reassuring about the ehic card 

I do think that the uk will do some deal with spain as like others on here have said spain needs is second homers with the building trade that is their main income 

But I still need to get insurance for the other 30 days which I am struggling with 

But thank you 

But 

Actually on this occasion I can because the first part of my 103 intended days start in November and the 90 days rule start from January so I will be within that time frame

That’s of course if the Spanish stop overlooking this rule as they have done in the past as the rule has always been 90 days but they never adhered to it.

Some very helpful reply to me sent a video of advise re ehic card if you arrive before the end of Dec and are staying over into the new year the card will be valid on that trip

So two boxes crossed

Plus I do believe that it will not be all doom and gloom the brits and the Spanish will need to do a deal because without us second homers the building trade will go under and then the income from us will drop 

As one other helpful replying rightly pointed out in these last dreadful months it is very evident about the money’s lost not just by tourist so us second homers who have been unable to come