Credit card - Banking and finances in Cabo Roig - Cabo Roig forum - Costa Blanca forum in the Alicante province of Spain
Gran Alacant Insurances
James Spanish School
Car Key Solutions
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Espana Dream Properties
Costa Blanca Building Specialists
ASSSA Insurance
Gentlevan Removals
Jennifer Cunningham Insurances SL
AA Free English TV
Thy Will Be Done
interior building work
Blacktower Financial Management
Expat Services

Join the Cabo Roig forum

Join the Cabo Roig forumMy name's Alex and this is my website all about Cabo Roig in Spain. Register now for free to talk about Banking and finances in Cabo Roig and much more!

Credit card

Posted: Wed May 2, 2018 6:11pm
6 replies137 views4 members subscribed
Bonnington68

Posts: 40

11 helpful points

Location: Cabo Roig

Joined: 1 Feb 2018

Hi all, I have recently bought a holiday home in Orihuela Costa and am in the process of appointing a company to undertake some works including installation of replacement doors.  I am required to make a down payment equivalent to 50% of the total price which is a not an unsubstantial sum.  My issue is that I would like to pay the deposit by credit card (and over the telephone as I am in London) to avail of the insurance protection it provides to consumers.  However, I have been told by my supplier that remote payment with credit cards is illegal in Spain and that I would need to do this in person.  Has anyone had this experience and are the statements being made to me on use of credit cards in Spain correct?  Thanks in advance for any thoughts and views.

Tootandploot

Posted: Wed May 2, 2018 6:23pm

Posts: 39

32 helpful points

Location: Lliber

Joined: 9 Apr 2018

Posted: Wed May 2, 2018 6:23pm

I am afraid I don’t know the legalities of the situation you mention but only yesterday I priced up some electrical appliances and asked if I wished to purchase after thinking about it could I telephone order and pay over the phone to save me going back to the shop.  Not a problem. Also, last week our lawyer took a payment out of our bank for something we didn’t ask for!  It certainly happens.  Also with other things such as internet connections etc, you pay over the phone or they won’t supply the goods.  It seems to me that you are being spun a yarn!!

Bonnington68

Posted: Wed May 2, 2018 6:33pm

Bonnington68

Original Poster

Posts: 40

11 helpful points

Location: Cabo Roig

Joined: 1 Feb 2018

Posted: Wed May 2, 2018 6:33pm

Just to clarify - I am referring specifically to payment I want to make with my credit card and not debit or other bank transfer - is this your experience too?

Either way, appreciate your responding.

Tootandploot

Posted: Wed May 2, 2018 6:53pm

Posts: 39

32 helpful points

Location: Lliber

Joined: 9 Apr 2018

Posted: Wed May 2, 2018 6:53pm

Yes, that’s correct.

Advertisement - posts continue below

Bonnington68

Posted: Wed May 2, 2018 7:06pm

Bonnington68

Original Poster

Posts: 40

11 helpful points

Location: Cabo Roig

Joined: 1 Feb 2018

Posted: Wed May 2, 2018 7:06pm

I’m tending to agree with you - sounds like yarn spinning.

Thanks again.

cp

Posted: Thu May 3, 2018 8:38am

cp

Very helpful member

Posts: 556

529 helpful points

Location: La Mata

Joined: 13 Jan 2018

Posted: Thu May 3, 2018 8:38am

To activate my internet and tv in my holiday home I phone and pay by credit card from the UK each time I need it .       I also paid my initial fees to my Spanish lawyers by credit card from the UK.  

Bonnington68

Posted: Thu May 3, 2018 9:12am

Bonnington68

Original Poster

Posts: 40

11 helpful points

Location: Cabo Roig

Joined: 1 Feb 2018

Posted: Thu May 3, 2018 9:12am

Thanks CP,  interesting!

Sign up for free or login to reply to this topic

Want to reply to this topic? Login or register for free to post your message:

Find more Banking and finances topics from a particular area:


Register for free!

Login to your account

Gran Alacant Insurances
James Spanish School
Car Key Solutions
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Espana Dream Properties
Costa Blanca Building Specialists
ASSSA Insurance
Gentlevan Removals
Jennifer Cunningham Insurances SL
AA Free English TV
Thy Will Be Done
interior building work
Blacktower Financial Management
Expat Services
Advertise your business here
Advertise your property
Help with my computer