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Bank account
Posted: Thu Aug 12, 2021 5:55pm
Hi, I need some advice on how to open a Spanish bank account. What exactly is the procedure? Is it difficult or is it quite straight forward.
Many thanks
Posted: Thu Aug 12, 2021 6:34pm
Very helpful member
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Susan6060 wrote on Thu Aug 12, 2021 5:55pm:
Hi, I need some advice on how to open a Spanish bank account. What exactly is the procedure? Is it difficult or is it quite straight forward.
Many thanks
Are you a legal resident or do you want to open a non resident account?
Steve
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Posted: Thu Aug 12, 2021 8:52pm
Thank you very much, that is most helpful.
Posted: Sat Aug 14, 2021 1:36pm
Legendary helpful member
Hi Susan,
If you´re in Spain it´s very easy - walk into the bank of your choice with your passport and NIE (Número de Identificación de Extranjero - Foreigners Identity number), and a small amount of cash with which to open the account.
Fees for non-resident accounts are high, around €45 per quarter, so unless you are going to be living permanently in Spain, I´d recommend looking at an online account instead, such as Wise, N26, Revolut, or any online bank that has an EU IBAN (international bank account number), as this will enable you to pay direct debits for utilities, etc.
Kind regards,
Kim
Posted: Sat Aug 14, 2021 1:55pm
Kimmy11 wrote on Sat Aug 14, 2021 1:36pm:
Hi Susan,
If you´re in Spain it´s very easy - walk into the bank of your choice with your passport and NIE (Número de Identificación de Extranjero - Foreigners Identity number), and a small amount of cash with which to open the account.
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Fees for non-resident accounts are high, around €45 per quarter, so unless you are going to be living permanently in Spain, I´d recommend looking at an online account instead, such as Wise, N26, Revolut, or any online bank that has an EU IBAN (international bank account number), as this will enable you to pay direct debits for utilities, etc.
Kind regards,
Kim
Thankyou so much Kim, you have been most helpful.
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