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How to check if there is debt on a property
Posted: Mon Jan 15, 2024 6:47pm
Hi, is there a way to check if there is debt on a property yourself, rather than through a solicitor?
Thanks, Carol
Posted: Mon Jan 15, 2024 6:53pm
Super helpful member
How do I check for outstanding debts on a Spanish property?
To check for outstanding debts, you should obtain a 'Nota Simple' from the Land Registry, which will indicate any existing mortgages or liens against the property. Additionally, ask for the latest IBI (Impuesto sobre Bienes Inmuebles) receipt to ensure property taxes are up to date. It's also wise to verify that there are no outstanding community fees if the property is part of a homeowners' association.
This link will provide you will full information:
John123456 wrote on Mon Jan 15, 2024 6:53pm:
How do I check for outstanding debts on a Spanish property?To check for outstanding debts, you should obtain a 'Nota Simple' from the Land Registry, which will indicate any existing mortgages or liens against the property. Additionally, ask for the latest IBI (Impuesto sobre Bienes Inmuebles...
Read more...
...) receipt to ensure property taxes are up to date. It's also wise to verify that there are no outstanding community fees if the property is part of a homeowners' association.
This link will provide you will full information:
Thank you John for the information.
Carol
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Posted: Tue Jan 16, 2024 11:03am
Super helpful member
You're very welcome. Good luck!
Posted: Tue Jan 16, 2024 11:41am
Helpful member
You can get the Nota Simple on-line for €6 - I think I paid - from www.registro.es
Bee
Bee2 wrote on Tue Jan 16, 2024 11:41am:
You can get the Nota Simple on-line for €6 - I think I paid - from www.registro.es
Bee
Thanks, I will check that out 👍
Carol
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