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Buildings insurance

Posted: Wed Sep 8, 2021 7:52am
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Posts: 63

star12 helpful points

Location: Orihuela Costa

Joined: 21 Feb 2021

Hi all

Is it common that when insuring your home in Spain that the insurers won’t  cover for subsidence ? This is what I was told yesterday buy an English insurer who covered holiday homes

Thanks 

Posted: Wed Sep 8, 2021 9:27am

killjoy

Super helpful member

Posts: 3230

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Location: Orihuela Costa

Joined: 4 Nov 2017

Posted: Wed Sep 8, 2021 9:27am

Some may, some may not. It all depends what the general conditions say, usually a booklet of some 1xx pages which nobody reads in detail, and instead relies on the sympatic agent. Some companies will not pay if the object is not permanently inhabited for more than 7 days, others require a second lock in the main entrance door, and many more traps to avoid paying you.

Posted: Wed Sep 8, 2021 9:32am

Posts: 217

star9 helpful points

Location: Los Altos

Joined: 20 Apr 2021

Posted: Wed Sep 8, 2021 9:32am

killjoy wrote on Wed Sep 8, 2021 9:27am:

Some may, some may not. It all depends what the general conditions say, usually a booklet of some 1xx pages which nobody reads in detail, and instead relies on the sympatic agent. Some companies will not pay if the object is not permanently inhabited for more than 7 days, others require a second ...

 

Read more...

...lock in the main entrance door, and many more traps to avoid paying you.

Hi Killjoy,

Please can if possible can you give me a Building Insurance Company that I can take out Insurance for my holiday home in Los Sltos, which I will be new to that area.

I live in London.

many thanks

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Posted: Wed Sep 8, 2021 1:48pm

Shipp74

Original Poster

Posts: 63

star12 helpful points

Location: Orihuela Costa

Joined: 21 Feb 2021

Posted: Wed Sep 8, 2021 1:48pm

Thank you I’m waiting for some

More quotes but just been told by Iberian insurance they do cover subsid

Posted: Thu Sep 9, 2021 1:27pm

Jennifer67

Helpful member

Posts: 153

star59 helpful points

Location: Orihuela Costa

Joined: 8 Mar 2021

Posted: Thu Sep 9, 2021 1:27pm

contact Caren Joyce at Jennifer Cunningham Insurances for a quote, based in Playa Flamenca

caren.j@jennifercunningham.net

Subsidence, Landslip cover can be included, depending on level of cover


Find out more about Jennifer Cunningham Insurances - a paid advertiser on this website.

Posted: Thu Sep 9, 2021 4:53pm

Jennifer67

Helpful member

Posts: 153

star59 helpful points

Location: Orihuela Costa

Joined: 8 Mar 2021

Posted: Thu Sep 9, 2021 4:53pm

Nigella8 wrote on Wed Sep 8, 2021 9:32am:

Hi Killjoy,

Please can if possible can you give me a Building Insurance Company that I can take out Insurance for my holiday home in Los Sltos, which I will be new to that area.

 

Read more...

I live in London.

many thanks

contact Caren Joyce at Jennifer Cunningham Insurances for a quote, based in Playa Flamenca

caren.j@jennifercunningham.net



Find out more about Jennifer Cunningham Insurances - a paid advertiser on this website.

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