Bank Charges

Open yourself a bottle of wine and search for "bank charges" in "Everywhere". Enjoy.

Thanks I was looking for a little first hand advice as new to this site - not sure what you mean by everywhere and as for the wine I don’t drink it thanks 

What Cheryl means is use search box at top of page, put 'bank charges' in topic and 'all the forum' in location. You'll see its a topic very well covered on here.

Nearly all banks have charges now. I'm with Sabadell, pay 15€ a quarter, deposit the minimum 700€ a month, but there are certainly no extra charges for depositing money. That's extracting the urine.

Most banks have options on accounts I found it best to go in local branches (when possible) and discuss the best one for your needs. For what it's worth I agree with you regarding wine it's nasty stuff 😝

Kush 🌺

Hi John,

I have a Bankia account that had low charges but they increased in February or March to €14 per month. They have cheaper options based on buying or setting up two out of three products (from memory the options were taking out home insurance, setting up a monthly deposit of €700+ or using their credit card). I think you have to set them up in branch. There are a number of cheaper real world banks and considerably cheaper online options that other posters have alluded to, but I haven’t explored them. 

Hi John

This thread may help.

bank charges

John are you resident or non resident if you non resident i use Starling euro app based account  without any fees 

easy to set up a little bit of forms to fill in to set up your direct debits but once set up great app plus full mastercard exchange rate

Thanks Richard I have a Starling Euro Account so that would be amazing if I could use that would I have to inform my solicitor who has POA with The Bankia account or could I just transfer the DD’s myself 

Thanks John 

john

i just went into my branch closed my account then did my direct debits myself without telling my solictor

Iberdrola you just change you bank details online in your account section

HIDRAQUA you fill in a form online then they send you a sepa form to sign and return to them on online

My broadband is with TvHoradada i filled in a sepa form which they sent me after going online  as well and my communtiy charge i  just filled in a new bank account form from my adminastor 

i found the all process easy the only tip i would give you would be move your direct debits to starling after your have paid your last direct debit as i can take a couple of weeks for some of the spainish companies to set up your direct debits