Property Insurance
Posted: Tue Jul 13, 2021 8:48am
Hi All
We are about to complete our first property purchase in the Villamartin area, can anyone give us some advice about property insurance please ?
Posted: Tue Jul 13, 2021 9:17am
Helpful member
There are many 'high street' insurance brokers about much like it used to be in the UK 25 years ago offering personal services, also banks offer all insurance services.
Shop around and annoyingly you will find the same policy offered by different brokers at different prices, a lot of brokers here like to have all of your business house, car, etc and discounts can be negotiated here.
Check with your bank then a few calls to local brokers will give you an idea of what's available at the best price. Cheapest isn't always best.
Our bank Sabadell offered to drop charges if we used them for our house insurance. We wanted to use Jennifer Cunningham who is the cheapest in this area, but the bank had us by the short and curlies, sadly!
Posted: Tue Jul 13, 2021 9:34am
Super helpful member
Hi
We got our insurance through Magellan in LA Fuente (Villamartin), although the actual insurer is Ibex (Gibraltar)
I can't promise that they're the cheapest, but we had to make a claim just a few weeks ago and they paid out without any hassle.
Cheers
Steve
Posted: Tue Jul 13, 2021 10:08am
MaureenS wrote on Tue Jul 13, 2021 9:33am:
Our bank Sabadell offered to drop charges if we used them for our house insurance. We wanted to use Jennifer Cunningham who is the cheapest in this area, but the bank had us by the short and curlies, sadly!
I only have an online bank account with Wise so I'll take a look at Jennifer Cunningham, thanks
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Posted: Tue Jul 13, 2021 10:10am
Stevec2x wrote on Tue Jul 13, 2021 9:34am:
Hi
We got our insurance through Magellan in LA Fuente (Villamartin), although the actual insurer is Ibex (Gibraltar)
Read more...
I can't promise that they're the cheapest, but we had to make a claim just a few weeks ago and they paid out without any hassle.
Cheers
Steve
I'll take a look thanks
Liberty Seguros, I have always had superb service from them when there were problems.
Posted: Tue Jul 13, 2021 8:36pm
Super helpful member
Carefully read the smallprint with special attention to what is excluded/not covered, You'll be amazed about what they promise and what you (don't) get.
Paolo51 wrote on Tue Jul 13, 2021 1:13pm:
Liberty Seguros, I have always had superb service from them when there were problems.
As above, I would recJennifer Cunningham the cover is with Liberty Seguros.
https://jennifer-cunningham-insurance-consultants.business.site/
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