Insurance Contact Details

Hi Sarah,

"BSSG" stands for 'Banco Sabadell Seguros Generales', so even if your Sabadell branch can't (won't?) cancel it for you, they should be able to give you the correct contact details for whomever can.

Kind regards,

Kim

Two things to make sure you cancel the policy correctly:

Send a recorded delivery letter to the contact address on the policy.

Go into online banking and cancel the direct debit.

Be aware that insurance law says that one month's notice is required, although some banks accept a shorter period.

Hello, it is quite difficult to contact them by phone, in this link you can see the address of Bansabadell Seguros headquarters located at Avda. Oscar Esplá 37 in 03007 Alicante to where to send the recorded cancellation letter. In addition cancel cancel the direct debit by online banking or going to your branch as Jim has suggested.

https://www.bancsabadell.com/cs/Satellite/SabAtl/Insurance/1191332197613/en/

Just stop the payment going out as I did with health insurance. Could not get through to them either.

Good afternoon through the site can i ask if any of your loyal reader's have had any competitive quotes for spanish residency health insurance myself and my wife both aged 62 would like to become Spanish residents 

As a new member you're forgiven, but your question is not related to the topic of this thread.

If you search the forum, you'll see that a lot of us recommend Alfonso at Gran Alacant Insurances.

If you search the forum and don't find what you're looking for, post a new topic.

Hi David,

There are no brokers in Spain, as in the UK, who search the whole of the market; they are agents who typically sell the products of only one insurer.  This means you have to do some legwork yourself to obtain multiple quotes for comparison.  There are several factors that can affect the cost of cover, such as age and pre-existing conditions.

When we took out our health insurance 4 years ago, I obtained 6 quotes: we were aged 55 and 58, with no pre-existing conditions.  We chose ASSSA - not the cheapest, but unlike some insurers, they don't apply age-related increases to your premiums so, despite having used the insurance, there has been no increase in our annual premiums, which total €1,780 p.a. for both of us.

It's worth noting that, for TIE/residency applications, you need to pay the first year's premium in full and have a certificate from your insurer to confirm that.  Also, basic cover is not sufficient, neither is a policy that allows co-payments.

After the first year (and assuming Brexit won't affect our eligibility), you can switch to the Convenio Especial at a cost of €60 per person, per month (total for 2 people: €1,440 p.a.).  This rises to €157 per person, per month at age 65, but when you reach UK State retirement age, you can apply for a Form S1 from NHS Business Services Authority in order to switch your UK health care rights to Spain, on the assumption that the S1 scheme is protected by the Brexit Withdrawal Agreement.  Whilst prescription costs are extra, whether you have PHI or the CE, the advantage of the CE is that they don't exclude pre-existing conditions.

Some time ago, I detailed the insurance quotes I obtained 4 years ago - I'll see if I can find them and re-post it.  Of course, the best advice you can receive is from those of us who have used the cover, as price is only one aspect.  We're very happy with our cover from ASSSA.

Kind regards, 

Kim

Thank you I know it is very difficult to get cover for pre existing issues that is a problem if the ehic cover disappears on the 31/12/20 insurance cover best quote is 2700euros up to 27.000 euros we are thinking off going back to the UK