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House/contents insurance - Page 2

Jan

Posted: Thu Aug 3, 2017 5:26pm

Jan

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Posts: 1135

495 helpful points

Location: Rojales

Joined: 17 Jan 2015

Posted: Thu Aug 3, 2017 5:26pm

It's a shame that some Spanish insurance companies act this way. It's like they get their teeth into you and won't let go. We had this with our bank insurance and it was so difficult sorting it out that we had to leave it another year and then start the process 4 months in advance the next year with a letter by snail-mail which they insisted on and then I insisted on confirmation by email thatthey had received it and only then could I start the new insurance.

In the UK I compare every insurance I have each year and right up to the renewal date I can change companies. How dare these companies act this way...there really is no need other than money grabbing.

I must say I have heard that some insurance companies in Spain have changed now and do not insist on the notice period so it's definitely worth asking about any notice period and getting it in writing  that there isn't any.

In the end I went with a UK based insurer for our holiday home in Spain and treat it just like my UK insurances and compare prices each year knowing it can be switched right up to the renewal date. 

Jan

Chezste

Posted: Thu Aug 3, 2017 5:40pm

Chezste

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Posts: 449

217 helpful points

Location: La Zenia

Joined: 1 Aug 2016

Posted: Thu Aug 3, 2017 5:40pm

I agree entirely Jan, although we have only just renewed (over 11 months to go) I am intending to write with my notice of cancellation now. I will record everything and insist on confirmation then just cancel my DD so they can't renew next year. Only had the place a year, absolutely love it here but hate the way everyone is out to screw every single cent they can from you.

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Thy Will Be Done
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Expat Services
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