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Updating bank information

Posted: Tue Feb 21, 2023 1:14pm
5 replies248 views4 members subscribed
Marjon

Posts: 46

6 helpful points

Location: Cabo Roig

Joined: 3 Sep 2016

Hi folks ,

I have not been able to come out to my apartment for over 3 years and have been told by my bank in Cabo Roig they have stopped payments into my account until they update my account with regards to the money laundering laws.

My utilities are paid from my account and I fear my bills will soon not get paid and my electricity and water will then be cut off making the next visit to the apartment a real problem.

Has anybody got any thoughts or suggestions as to sort things out please ?

Thanks Jim

Hew

Posted: Tue Feb 21, 2023 2:31pm

Hew

Helpful member

Posts: 364

493 helpful points

Location: La Zenia

Joined: 13 Jul 2016

Posted: Tue Feb 21, 2023 2:31pm

Contact your bank manager by email or phone, ask him exactly what the bank requires from you to satisfy the records. When faced with a similar situation I did that, all they needed was my National Insurance number, I provided that by email, and the bank manager added the information to their records. Prior to Brexit your NI number was not required (the Spanish bank called it my Tax number) but in reality it was my NI number. Problem was easily solved. 

Golandrina

Posted: Tue Feb 21, 2023 3:56pm

Golandrina

Super helpful member

Posts: 1660

1226 helpful points

Location: Almoradí

Joined: 24 Mar 2018

Posted: Tue Feb 21, 2023 3:56pm

This post that was quoted has been deleted.

The number is your NIE number (número de identidad de extranjero - foreigner's identity number) not a TIN.   Then there is the TIE card (tarjeta de identidad de extranjero - foreigner's identity card) that is used by any non-Spanish person who is resident in Spain.

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Hew

Posted: Tue Feb 21, 2023 6:00pm

Hew

Helpful member

Posts: 364

493 helpful points

Location: La Zenia

Joined: 13 Jul 2016

Posted: Tue Feb 21, 2023 6:00pm

Golandrina wrote on Tue Feb 21, 2023 3:56pm:

The number is your NIE number (número de identidad de extranjero - foreigner's identity number) not a TIN.   Then there is the TIE card (tarjeta de identidad de extranjero - foreigner's identity card) that is used by any non-Spanish person who is resident in Spain.

Marjon, instead of guessing just ask your bank manager, if you are a UK resident it will be your UK National Insurance Number.

Marjon

Posted: Wed Feb 22, 2023 10:53am

Marjon

Original Poster

Posts: 46

6 helpful points

Location: Cabo Roig

Joined: 3 Sep 2016

Posted: Wed Feb 22, 2023 10:53am

Marjon wrote on Tue Feb 21, 2023 1:14pm:

Hi folks ,

I have not been able to come out to my apartment for over 3 years and have been told by my bank in Cabo Roig they have stopped payments into my account until they update my account with regards to the money laundering laws.

My utilities are paid from my account and I fear my bills will soon not get paid and my electricity and water will then be cut off making the next visit to the apartment a real problem.

Has anybody got any thoughts or suggestions as to sort things out please ?

Thanks Jim

Thank you all for your replies ,I have sorted my electricity bill out as had an email saying my bank had refused payment as I expected and was given the option of paying the bill online which I have just done .Out of interest I was given until the 6 March to pay it.Now hoping I can make a payment online to the water company .

BarryA

Posted: Sat Feb 25, 2023 7:18am

Posts: 14

6 helpful points

Location: Cabo Roig

Joined: 5 Apr 2019

Posted: Sat Feb 25, 2023 7:18am

I have had this exact same situation with Bankinter. I managed to sort it all in branch last week when I was over, but they asked for copies of

1) Passport - as we had bought our property 16 yrs ago, records on file were out of date

2) national insurance number (as per above in other posts this covers them for the 'tax number'

3) latest P60 - I queried why they needed this as I am a uk tax payer, not spain resident and was advised its because we have a spanish mortgage and they needed updated proof of inc provided

I was asked to provide all the above for my wife and I - they were happy for me to send relevant info by email, but as passports where about to be renewed where happy to wait a couple of months. Possibly as I communicated with them about my plans and passport situation, so appeared to have some flexibility on holding off putting a hold on the account.

In my branch (the one at Los Dolses) they had a member of staff it appeared dedicated to doing this, so maybe they are having a blitz after an audit of finding their records where not up to scratch.

Hope you solve it as easily as I did.

Barry

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