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Health Insurance, benefits & Moving

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Posted: Mon Feb 11, 2019 1:27am
4 replies117 views5 members subscribed
Dino117

Posts: 1

Location: Los Dolses

My husband and I have been to Los Dolses for the past 8 years for holiday. In 2016 my husband became paraplegic and along with that other conditions. It would be beneficial for his health to live in a hotter country and therefore we have thought about moving over.  The problem I have is that he’s on a lot of medication, how can I find out if he will still get this medication and also he has been retired on ill health grounds and therefore on state benefits, he is 37. I am 42 and his full time carer. How would this all work and especially with brexit! I appreciate anyone’s advice please. 

jimtaylor

jimtaylor

Legendary helpful member

Mon Feb 11, 2019 5:38am

Posts: 2751

Location: Almoradí

3852 helpful posts

Posted: Mon Feb 11, 2019 5:38am

First talk to DWP at Newcastle to find out whether the benefit your husband is receiving is exportable. If it is, they could issue form S1 to enable him to transfer to the Spanish health system. If so, find out if they would also issue you with an S1.

Because future health cover is in doubt because of Brexit, and there's a possibility that S1s may no longer be an option, then I'd wait until Brexit has been finalised one way or the other.

There is also the problem of prescription charges. Anyone below retirement pension age has to pay 40% of prescription costs. There may be some exceptions, but I think these only apply to those in receipt of particular Spanish benefits.

Good luck.

Cheryl

Cheryl

Helpful member

Mon Feb 11, 2019 8:54am

Posts: 295

Location: Albatera

263 helpful posts

Posted: Mon Feb 11, 2019 8:54am

Hello, I have an exportable benefit and I only pay 10% of the cost of my medications so Jim will look further into this when he gets the time but anything could change with Brexit.
Assuming (praying) that things stay pretty much as they are, the Costa Blanca is considered to have one of the healthiest climates in the world and the sun shines brightly most days. However, in the winter months, once the sun goes down, it can get cold very quickly and most Spanish properties are built to keep the sun out with little or no consideration for keeping it warm in winter. We spend the entire year outside on the terrace (which is south facing and enclosed only with awnings), adding extra layers as it cools down and, on the colder evenings, lighting the portable gas fire. I am an early riser and this is the only time I sit indoors with the central heating on until the sun warms the terrace up by about 10 am. Usually, by about end of March, the windows start getting opened and stay open through to October time, depending when the Goto Fria arrives.
Apart from the odd very windy or wet day, if you find yourself a sheltered spot in the sun, you wouldn´t even know it was winter.

Kimmy11

Kimmy11

Very helpful member

Mon Feb 11, 2019 9:46am

Posts: 898

967 helpful posts

Posted: Mon Feb 11, 2019 9:46am

Hi Dino117 and welcome  to the forum 😀

To check whether you can obtain an S1 from the DWP, contact the Overseas Healthcare Team in Newcastle on 0191 218 1999 or email them at [email protected]

Kind regards, 

Kim

Cheryl

Cheryl

Helpful member

Mon Feb 11, 2019 9:54am

Posts: 295

Location: Albatera

263 helpful posts

Posted: Mon Feb 11, 2019 9:54am

Sorry, just to add, make sure you both get your medical records from your UK doctor before you move over and bring a current prescription. You will be able to get a temporary SIP card to ensure medication is available until the permanent one is obtained.
English is not widely spoken so it would be an idea to get the most relevant parts of the medical records translated before you leave the UK and you are likely to need a translator for every medical appointment. You may be lucky with a doctor who speaks English but even then, things get lost in translation. There was an English speaking locum for my most recent appointment but my translator still saved the day as the doctor advised me to take tablets after lunch, but he meant the evening meal. There is a sign on reception at my Centro de Salud stating that an interpreter is required. My translator charges €20 for the first hour, then €10 per hour after that.

For hospital stays it is expected that personal care is provided by family as nurses have a more medical role here and again, English is not guaranteed.

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