Care4 wrote on Thu Oct 27, 2022 5:59pm:
Zebr, please, please, please for your own sanity do not seek an account with Caixa bank. They are supposidly an online bank but you can't contact anyone oneline. I was given a card with details of how to contact my branch advisor. Emailed her on the 10th of October, I still await a reply. Tried c...
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...alling the branch, phone rang out. Tried to contact online customer service. I was on the line for 1 and a half hours. Phone was answered and call was terminated 2 minutes later. I have been locked out of my online account since July. I now have to make a 3000 mile round trip to get access so that I can close the account. They asked that I come to my local branch so they could verify my identity. This, I was informed while in branch, could be done with my NIE number, which I did not have with me. I asked why this was necessary when they had copied it to my details in branch in September. Answer, "Oh during the changeover we lost it in the system"!!!!!
I agree. I have an account with Caixa now, not through choice. I have been with the same branch for 19 years, Caja Murcia, BMN, Bankia and now Caixa. They are terrible. As a commercial bank, nothing is free. All they are interested in is selling you something you don't want. We sold an apartment that had a mortgage with them from Bankia days. We approached th about a mortgage on another property and was told that we had to have property insurance (fine), life insurance (which we already had evidence of far more than needed) and lastly an alarm system installed and monitored by securitas/verisure. We queried the alarm as the apartment was on the second floor in a gated community. Their answer was that it was the only way he (the manager) could guarantee the mortgage and it would be passed within the week. He also said we could cancel the contract after 3 months, securitas small print was it had to remain active and monitored for a number of years. We declined.