Peace of mind from knowing that your health insurance in Spain won't be cancelled - Healthcare and medical advice in Rojales - Rojales forum - Costa Blanca forum in the Alicante province of Spain
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Peace of mind from knowing that your health insurance in Spain won't be cancelled

AlexPosted by Alex on Sun Oct 15, 2023 10:35pm in Healthcare and medical advice
6 replies6 members subscribed

Guest blog from our sponsors ASSSA:

There's nothing better than knowing that your health is protected and that in times of need you have specialists on hand to provide immediate attention. So having private medical insurance that looks after your health in Spain is really important.

But, what if the company you contracted cancels your insurance when you reach a certain age and have already developed some sort of illness? You would find yourself in the difficult situation of having to find an insurer that would accept you. 

ASSSA is committed to long-term health care. That's why it offers a lifetime guarantee under contract so that their Insured are the only ones who can decide to renew their insurance.

Plus, for greater peace of mind, they are fully transparent when it comes to telling you all the significant aspects of the policy at the time of contracting, with everything set out clearly in the information documents and in the contract so that everything can be checked at any time. 

The ASSSA health insurance also offers many more advantages: the insurance premium will not increase with age; it meets all the requirements for obtaining a visa or residence in Spain; they have multilingual professional staff to advise you; they offer an extensive medical directory and lifetime discounts agreed at the time when the policy is contracted are maintained.

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With ASSSA your health is well insured.

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Alex

Alex

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eileen36

Posted: Wed Nov 1, 2023 5:32pm

eileen36

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Posts: 84

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Location: Rojales

Joined: 2 Feb 2020

Posted: Wed Nov 1, 2023 5:32pm

Hi Alex,

We have been with ASSA since applying for our NLV 3 years ago. This week my husband recieved a notification of an increase in our policy, we have never made a claim or seen a gp since taking out the policy, do not claim for any medication either. My husband will be going into the office this week as when we took out the policy we understood that it would not change as we got older as stated in their advertising.

JillPe

Posted: Thu Nov 2, 2023 7:54am

JillPe

Helpful member

Posts: 279

227 helpful points

Location: Torrevieja

Joined: 19 Mar 2020

Posted: Thu Nov 2, 2023 7:54am

I would be interested to see what they say too, as mine has gone up by about €20 a month - which is a huge jump of about 26%. 
Please can you post how you get on? Many thanks.

eileen36

Posted: Wed Nov 8, 2023 11:49am

eileen36

Helpful member

Posts: 84

96 helpful points

Location: Rojales

Joined: 2 Feb 2020

Posted: Wed Nov 8, 2023 11:49am

Yes going in on monday, the policy has not changed but the TAX has increased, hence the increase.

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Dawn613

Posted: Wed Dec 27, 2023 2:58pm

Posts: 1

3 helpful points

Location: Rojales

Joined: 27 Dec 2023

Posted: Wed Dec 27, 2023 2:58pm

Be aware when purchasing this insurance that you need to check Section 12.  Basically if you use this insurance for the 1st year, they at there discretion to say you have a pre existing condition! Even though your doctor and specialist say that they is no reason for this decision. And even when you dispute this, as with most insurances I assume they will not consider revoking that decision.

So, conclusion, don't use this insurance for the 1st year!  And don't expect peace of mind.

You are also left in a catch 22 situation because if you go to another insurance company you would have to put this down on the application.

Thanks ASSSA 

Shahla

Posted: Sun Feb 4, 2024 8:24pm

Posts: 1

Location: Torrevieja

Joined: 4 Feb 2024

Posted: Sun Feb 4, 2024 8:24pm

Hi 

I would like to buy a  small house not too expensive in Torrevieja and I don't  work  just as a second home between UK and Spain 

Do I need NIE or to pay difference taxes? I am over 60 years old,  

What do I need 

Thanks for your replay in advance 

Dig

Posted: Thu Mar 21, 2024 9:04am

Dig

Posts: 3

1 helpful points

Location: Torrevieja

Joined: 9 Feb 2024

Posted: Thu Mar 21, 2024 9:04am

eileen36 wrote on Wed Nov 1, 2023 5:32pm:

Hi Alex,

We have been with ASSA since applying for our NLV 3 years ago. This week my husband recieved a notification of an increase in our policy, we have never made a claim or seen a gp since taking out the policy, do not claim for any medication either. My husband will be going into the office this week...

... as when we took out the policy we understood that it would not change as we got older as stated in their advertising.

Please keep us updated, we are moving down in April and had looked at using this company. Plus I wish you good health.  

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interior building work
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POSITIVE BELIEFS
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Blacktower Financial Management
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