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Hi all
I get the keys to my new house in January ... exciting times!
I’m looking for advice re buying building and contents insurance.
Your experience and pointers very welcome and much appreciated!
Muchas gracias,
Charlie
Posted: Thu Dec 12, 2019 11:01am
Legendary helpful member
Hi Charlie,
Welcome to the forum and congratulations on your purchase!
Buildings and contents insurance in Spain comes in one policy, called Home insurance. When costing the value of your contents, you need to include the value of your kitchen as, unlike the UK, this is included under contents, rather than buildings.
There are a lot of insurance companies and cover can be bought via an agent, but it's worth noting that these agents are not what we know as brokers in the UK, who search the whole of the market for you - agents sell you insurance from the company for whom they act. To get comparable quotes, you need to phone individual insurance companies yourself. We're with Liberty Seguros and very happy with their service - when we had a water leak earlier this year, I just made one call to their claims line and it was all sorted. I've previously asked Linea Directa and Mapfre for comparable quotes, but they were both more expensive.
Kind regards,
Kim
Posted: Mon Dec 16, 2019 4:33pm
Hi Kim
Many thanks for your response and very helpful information!
Will get on the phone and see what the options are. Looking forward to having a place in Spain!
Best wishes,
Charlie
Posted: Mon Dec 16, 2019 4:34pm
Hi Ray
Thank you for the great advice! Really helpful.
Best wishes,
Charlie
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