Posted: Fri Sep 22, 2023 12:00pm
I didn't realise at the time but my dad was a very methodical and forward thinking man. Before he passed he secretly (from me) made all kinds of arrangements regarding inheritance of two properties - one in Spain and the other in Scotland. On his last visit to the UK he gave me an envelope with instructions to open it when the worst happened and not before. It contained details of a bank account with £20,000 in it to cover solicitors costs and other 'incidental expenses' which I was to empty and close immediately, a telephone number of a solicitor in Torrevieja who I had to call immediately and the number of Avalon Funeral Services who were just amazing. After that everything - and I mean EVERYTHING - in Spain was absolutely plain sailing. There was nothing at all that could possibly make a terrible situation worse and as a result, for the last five years I've been the proud owner of a beautiful holiday/retirement home on a lovely private gated community in Torrevieja which I visit as often as I possibly can.
All accounts and utility contracts for the house were transferred painlessly to me and it only took one visit to the solicitor, an accompanied trip to the notary and another accompanied trip to set up a Spanish bank account. The whole thing was over and done in a morning. I only wish that buying my own house in the UK had been this simple.
I still retain the services of the Spanish solicitor and she deals with the general day to day business of owning a house in Spain on my behalf. I barely have to lift a finger. In fact the only thing I did need to do was to set up a TV and internet account. She would have done that for me too but I wanted to do at least one thing for myself...
I know that this is probably the exception to the rule but it proves that if something is done right in the first place then it need not be a hassle.
The only fly in the ointment was when I came to sell the property in Scotland. The solicitor there was absolutely useless to the point of being criminally incompetent and because of that I came within a day of losing everything in Spain because she was insistant that there was still a mortgage outstanding on the Spanish house. I knew full well that there wasn't because I had been with my dad when he went to the bank in Torrevieja to pay the mortgage off but she wasn't having any of it and it almost cost me everything. I even had to resort to threatening legal action against her but the real icing on the cake was that she then had the nerve to charge my just shy of £10,000 for the privilege of her settling my dad's UK affairs.