Declan2 wrote on Sat Feb 6, 2021 11:46pm:
Hi George, I will eventually live in Spain, so I would prefer a Spanish account, but N26: might Indeed be an option as I already bank with them.
I've not asked them as I have a Spanish N26 account, but I suspect they would migrate your current N26 account (whereever it is based) to an ES IBAN at a point in time in the future should you ask them to.
The biggest "issue" with N26 from my perspective would be whether you are happy not having a branch network to fall back on.