How to limit costs of cremation - Page 2

Kimmy11 wrote on Fri Oct 23, 2020 9:28pm:

Hi Janice,

Approaching your local crematorium would probably give you the most cost-effective option (Covid-19 has scuppered donations for the purposes of medical science).  For comparison, you could also ask GrupoASV for a quote:

Read more...

https://www.grupoasvserviciosfunerarios.com/en

We have a plan with Avalon: Eu 4,300 for both of us, which includes for our demise in Spain and the UK.  It may seem expensive to some, but they handle all the administration at what is likely to be a distressing time for spouse and other relatives.

Kind regards,

Kim

Kimmy11 wrote on Fri Oct 23, 2020 9:28pm:

Hi Janice,

Approaching your local crematorium would probably give you the most cost-effective option (Covid-19 has scuppered donations for the purposes of medical science).  For comparison, you could also ask GrupoASV for a quote:

Read more...

https://www.grupoasvserviciosfunerarios.com/en

We have a plan with Avalon: Eu 4,300 for both of us, which includes for our demise in Spain and the UK.  It may seem expensive to some, but they handle all the administration at what is likely to be a distressing time for spouse and other relatives.

Kind regards,

Kim

ronjohan wrote on Fri Oct 23, 2020 6:04pm:

Could you exlain this please. My question was about the costs of cremation. What OTHER costs are involved in your opinion?

If cremation costs are the least WHICH COSTS ARE THE MOST?

Read more...

Regards,

Ronald

Peter3473 wrote on Sun Nov 1, 2020 12:16pm:

I think tp20 post is about legalities re will, deeds ,bank accounts, pensions, taxes, house hold bills, my neighbour who lost her husband in April is still sorting with her legal team to date and has minimal money available to get the process done quickly. I am on the understanding the cost so fa...

Read more...

...r is in the region of 5K+, So make sure everything is in good order. 

ronjohan wrote on Sun Nov 1, 2020 2:56pm:

Can anybody react on this?

Still a bit vague. 5000 euro´s ?

Read more...

Will : I am married , what i leave will go to my spouse. What could be the problem?

Deeds: What deeds? I rent a house, what other deeds could be there?

Bankaccounts: I have a joint one. What action should I take towards the bank?

Taxes: Why would the be higher income taxe payable than in case my spouse would bre still alive. Whsat other taxes are you refering to?

House hold bills? energy? water? what do you mean. Why should they raise? One person left in the household ..

Could you other anybody else elaborate please??

Thanks and regards,

Ronald

Peter3473 wrote on Sun Nov 1, 2020 3:21pm:

5K legalities 

Spanish Will = paper work and  Legalities 

Read more...

No deeds, Rental agreement update 

Bank accounts frozen if joint account and need updating 

Tax = legalities 

Household bills/contracts updating 

My neighbour really struggled as her late husband set/agreed/signed and whatever was needed for everything.

I hope I have elaborated on your post and good luck. Stay safe and healthy my friend.

Kimmy11 wrote on Sun Nov 1, 2020 4:37pm:

Hi Ronald,

Are you Spanish residents with Spanish Wills?  I don't know the succession laws of The Netherlands, but Spanish inheritance laws are quite different to the UK.  For example, in the UK, unless the deceased has gifted their estate, or parts of it, to other inheritors, it would pass automa...

Read more...

...tically to the surviving spouse.  However, in Spain, any children inherit before the spouse.  To get around this, UK residents in Spain typically make their Spanish Wills covering only their Spanish assets, but with UK law prevailing.

Regarding taxes, if you own the property jointly with your spouse, when one dies, the partner has to inherit the other 50%.

Regarding bank accounts, it is usual for banks to freeze 50% of a joint account while the deceased's estate is resolved.

It is important to ensure that the Inheritance Deed is issued within 6 months of the death and to include any other significant assets, such as a car.

Regarding utilities, you just need to make sure you have sufficient copies of the certified Death Certificate to ensure you can switch any bills in the deceased's name to your own.

If you are Non-resident in Spain, you still have to formally inherit your spouse's share of any joint assets.  I would recommend you speak to a specialist inheritance lawyer and put any necessary arrangements in place.

Kind regards,

Kim

Kimmy11 wrote on Sun Nov 1, 2020 4:37pm:

Hi Ronald,

Are you Spanish residents with Spanish Wills?  I don't know the succession laws of The Netherlands, but Spanish inheritance laws are quite different to the UK.  For example, in the UK, unless the deceased has gifted their estate, or parts of it, to other inheritors, it would pass automa...

Read more...

...tically to the surviving spouse.  However, in Spain, any children inherit before the spouse.  To get around this, UK residents in Spain typically make their Spanish Wills covering only their Spanish assets, but with UK law prevailing.

Regarding taxes, if you own the property jointly with your spouse, when one dies, the partner has to inherit the other 50%.

Regarding bank accounts, it is usual for banks to freeze 50% of a joint account while the deceased's estate is resolved.

It is important to ensure that the Inheritance Deed is issued within 6 months of the death and to include any other significant assets, such as a car.

Regarding utilities, you just need to make sure you have sufficient copies of the certified Death Certificate to ensure you can switch any bills in the deceased's name to your own.

If you are Non-resident in Spain, you still have to formally inherit your spouse's share of any joint assets.  I would recommend you speak to a specialist inheritance lawyer and put any necessary arrangements in place.

Kind regards,

Kim