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CANCELLING HOME/CONTENTS INSURANCE WITH SABADELL - Page 2

Jan49

Posted: Thu May 12, 2022 11:15am

Jan49

Helpful member

Posts: 232

52 helpful points

Location: Torrevieja

Joined: 12 Jun 2019

Posted: Thu May 12, 2022 11:15am

MichaelLaSiesta wrote on Wed May 11, 2022 9:31pm:

Thanks Jan for saying that my story might be helpful to others contemplating giving up their insurance policy, particularly with regard to Sabadell.  That was the ONLY reason that I posted it.  There was no intention to simply moan about being inconvenienced, or complain about being in ...

...Spain in general.  It was hopefully meant as a warning for those, like me, who assumed that cancelling a policy was as simple as contacting the company, giving any notice required, and then walking away.  Clearly things are different in Spain.

As regards being settled in La Siesta, I never really was.  It was more my partner's dream to own a property in Spain than mine.  At first I thought it was great but then we know what happened two years ago, followed by the BREXIT restrictions.  All of this just made it pointless,  At one point I was there for five months by myself.  No good, so selling is the only serious option.  I am pleased to say that it only took six months to get there and, hopefully, completion is in a couple of weeks.

Thanks for your good wishes.

Michael

Hello Michael La Siesta.

Yes I understand why you posted on this subject. I'm sure your post will serve as a reminder and a friendly warning to others who may be in a similar position. 

You were open and honest when reporting your experiences with Sabadell, which in this current world of 'cancel culture' was refreshing for me to read. Sad that your dream in La Siesta didn't work out the way you'd hoped. 

Your situation brought back so many memories for me.  A similar thing happened to me back in 1999, ( I bought a big property in Calle Aviles, San Luis ) , but as time went by my partner seemed to lose interest, and so it ended up that I spent all of my work holidays there mainly on my own in an effort to keep the place going & up to standard. 

Eventually, I sold ( luckily at a good price ) but to give up my beloved villa was a sad day for me, because this area had given me something the UK could not provide - a feeling of freshness to life & excitement within. 

And so I wanted that feeling back again, and so was due to purchase a different property in neighboring La Siesta in 2020. However sudden Illness and an operation prevented completion at that time - then lockdown took over.   

In order for the 'dream' to be fulfilled BOTH partners must be totally committed to the cause. 

Yes of course BREXIT has far-reaching consequences, especially for non-resident UK property owners who bought before the UK Referendum.

Before I sign off, just a friendly warning to anyone who may be thinking of Turkey as an alternative country in which to invest. The current exchange rate today looks very appealing to UK buyers. But be very careful ! Turkey's laws are very different, with very few safeguards or rights for non-Turks !  

In 2006 I looked at the idea of buying in Altinkum ( Didim ). However, buyers beware, there are many untrustworthy sharks out there  ( including some Turkish Lawyers ) !  

Are you selling via JMG ?  If so send my love to Lilian.  

I wish you all the best for the future Michael.

Stay healthy and stay safe. 

But I will miss those open & honest posts !  

Best wishes,

Jan.         

MichaelLaSiesta

Posted: Thu May 12, 2022 12:46pm

MichaelLaSiesta

Original Poster

Helpful member

Posts: 302

231 helpful points

Location: Torrevieja

Joined: 21 Jan 2019

Posted: Thu May 12, 2022 12:46pm

Jan49 wrote on Thu May 12, 2022 11:15am:

Hello Michael La Siesta.

Yes I understand why you posted on this subject. I'm sure your post will serve as a reminder and a friendly warning to others who may be in a similar position. 

You were open and honest when reporting your experiences with Sabadell, which in this current world of 'cancel culture' was refreshing for me to read. Sad that your dream in La Siesta didn't work out the way you'd hoped. 

Your situation brought back so many memories for me.  A similar thing happened to me back in 1999, ( I bought a big property in Calle Aviles, San Luis ) , but as time went by my partner seemed to lose interest, and so it ended up that I spent all of my work holidays there mainly on my own in an effort to keep the place going & up to standard. 

Eventually, I sold ( luckily at a good price ) but to give up my beloved villa was a sad day for me, because this area had given me something the UK could not provide - a feeling of freshness to life & excitement within. 

And so I wanted that feeling back again, and so was due to purchase a different property in neighboring La Siesta in 2020. However sudden Illness and an operation prevented completion at that time - then lockdown took over.   

In order for the 'dream' to be fulfilled BOTH partners must be totally committed to the cause. 

Yes of course BREXIT has far-reaching consequences, especially for non-resident UK property owners who bought before the UK Referendum.

Before I sign off, just a friendly warning to anyone who may be thinking of Turkey as an alternative country in which to invest. The current exchange rate today looks very appealing to UK buyers. But be very careful ! Turkey's laws are very different, with very few safeguards or rights for non-Turks !  

In 2006 I looked at the idea of buying in Altinkum ( Didim ). However, buyers beware, there are many untrustworthy sharks out there  ( including some Turkish Lawyers ) !  

Are you selling via JMG ?  If so send my love to Lilian.  

I wish you all the best for the future Michael.

Stay healthy and stay safe. 

But I will miss those open & honest posts !  

Best wishes,

Jan.         

Thanks again Jan for your kind words.  Looking back I remember my brother being amazed when I told him we were thinking of buying in Spain.  “What are you doing that for?  You hate hot weather!” he said, and he was right.  Oh yes, there were times when I loved soaking up the pleasant sunshine on my balcony, reading a good book, reflecting on how life is pretty good.  But then there were the miserable nights not being able to sleep because of the heat and severely itching mozzy bites.  I realised some time ago that I could never live there full time, so applying for Residencia was never an option.  
Good luck to you and many others who enjoy life there but I prefer the greenery of England.  We were walking in the bluebell covered woods above Ilkley on Sunday and visiting York yesterday and I realised that this is what I want!  I’m from South Yorkshire originally but love our current situation in Harrogate with a short drive to the Dales whenever we want.

Yes, we are selling through JMG but I saw Lilian for the last time two weeks ago.  No reason to go back.

Jan49

Posted: Thu May 12, 2022 2:07pm

Jan49

Helpful member

Posts: 232

52 helpful points

Location: Torrevieja

Joined: 12 Jun 2019

Posted: Thu May 12, 2022 2:07pm

MichaelLaSiesta wrote on Thu May 12, 2022 12:46pm:

Thanks again Jan for your kind words.  Looking back I remember my brother being amazed when I told him we were thinking of buying in Spain.  “What are you doing that for?  You hate hot weather!” he said, and he was right.  Oh yes, there were times when I loved soaking up t...

...he pleasant sunshine on my balcony, reading a good book, reflecting on how life is pretty good.  But then there were the miserable nights not being able to sleep because of the heat and severely itching mozzy bites.  I realised some time ago that I could never live there full time, so applying for Residencia was never an option.  
Good luck to you and many others who enjoy life there but I prefer the greenery of England.  We were walking in the bluebell covered woods above Ilkley on Sunday and visiting York yesterday and I realised that this is what I want!  I’m from South Yorkshire originally but love our current situation in Harrogate with a short drive to the Dales whenever we want.

Yes, we are selling through JMG but I saw Lilian for the last time two weeks ago.  No reason to go back.

Harrogate ? Oh was a regular visitor some time ago now to visit my Aunt who worked at Birklands School. Very lovely place...and the beautiful Valley garden's.

It's a small world.

Regards.

An.

MichaelLaSiesta

Posted: Thu May 12, 2022 2:36pm

MichaelLaSiesta

Original Poster

Helpful member

Posts: 302

231 helpful points

Location: Torrevieja

Joined: 21 Jan 2019

Posted: Thu May 12, 2022 2:36pm

Jan49 wrote on Thu May 12, 2022 2:07pm:

Harrogate ? Oh was a regular visitor some time ago now to visit my Aunt who worked at Birklands School. Very lovely place...and the beautiful Valley garden's.

It's a small world.

Regards.

An.

Hg is lovely, certainly with the huge open green space all around it (The Stray) and the beautiful Valley Gardens which are connected by extensive woodland to the Harlow Carr RHS site.  There’s not much to fault it, that’s for sure, but it comes with huge property prices.  We’ll stick with it for a bit longer but maybe move on later this year.  My 39 years RAF service turned me into a nomad 🙂

Jan49

Posted: Thu May 12, 2022 3:35pm

Jan49

Helpful member

Posts: 232

52 helpful points

Location: Torrevieja

Joined: 12 Jun 2019

Posted: Thu May 12, 2022 3:35pm

MichaelLaSiesta wrote on Thu May 12, 2022 2:36pm:

Hg is lovely, certainly with the huge open green space all around it (The Stray) and the beautiful Valley Gardens which are connected by extensive woodland to the Harlow Carr RHS site.  There’s not much to fault it, that’s for sure, but it comes with huge property prices.  We’ll s...

...tick with it for a bit longer but maybe move on later this year.  My 39 years RAF service turned me into a nomad 🙂

Yes must be those restless wing's ! 💫

Jan 

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