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House Insurance

Posted: Mon Dec 13, 2021 5:18pm
9 replies171 views5 members subscribed
Simond

Posts: 50

3 helpful points

Location: Torrevieja

Joined: 19 Sep 2021

Hi All,

I’m completing on a property next week that will be used as a holiday home. Can anyone recommend some good  house insurance companies.

Also does anyone know anything about key holding services over there? Is it a good idea to use one or not? Anybody got any recommendations?Or has anyone got any advice on what companies not to use?

Gracias

Simon 

Cheryl

Posted: Mon Dec 13, 2021 5:46pm

Cheryl

Legendary helpful member

Posts: 2973

3538 helpful points

Location: Albatera

Joined: 8 Jun 2017

Posted: Mon Dec 13, 2021 5:46pm

I can personally recommend Alfonso of Gran Alacant Insurances who advertise down the right hand side of this page, he was very proactive on a recent car insurance claim.

PedroB

Posted: Mon Dec 13, 2021 8:39pm

PedroB

Helpful member

Posts: 479

379 helpful points

Location: Salinas

Joined: 27 Mar 2021

Posted: Mon Dec 13, 2021 8:39pm

Simond wrote on Mon Dec 13, 2021 5:18pm:

Hi All,

I’m completing on a property next week that will be used as a holiday home. Can anyone recommend some good  house insurance companies.

Also does anyone know anything about key holding services over there? Is it a good idea to use one or not? Anybody got any recommendations?Or has anyone got any advice on what companies not to use?

Gracias

Simon 

I recommend 

Caren Joyce

Jennifer Cunningham Insurances S.L

Playa Flamenca Office

Calle Alhelies 1, Local 6-7
Playa Flamenca

03189 Alicante

Tel: +34 960 500 116

[email protected]

First class, professional service.

Not sure about key holding, I don’t use one. 

killjoy

Posted: Mon Dec 13, 2021 9:26pm

killjoy

Super helpful member

Posts: 3230

1852 helpful points

Location: Orihuela Costa

Joined: 4 Nov 2017

Posted: Mon Dec 13, 2021 9:26pm

Be sure to read and understand all of the voluminous small print.

Linda55

Posted: Wed Dec 15, 2021 10:34am

Posts: 68

14 helpful points

Location: Torrevieja

Joined: 13 Jan 2018

Posted: Wed Dec 15, 2021 10:34am

PedroB wrote on Mon Dec 13, 2021 8:39pm:

I recommend 

Caren Joyce

Jennifer Cunningham Insurances S.L

Playa Flamenca Office

Calle Alhelies 1, Local 6-7
Playa Flamenca

03189 Alicante

Tel: +34 960 500 116

[email protected]

First class, professional service.

Not sure about key holding, I don’t use one. 

I would recommend this company too. We have both car and home insurance with them. 

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Simond

Posted: Wed Dec 15, 2021 1:42pm

Simond

Original Poster

Posts: 50

3 helpful points

Location: Torrevieja

Joined: 19 Sep 2021

Posted: Wed Dec 15, 2021 1:42pm

Linda55 wrote on Wed Dec 15, 2021 10:34am:

I would recommend this company too. We have both car and home insurance with them. 

Thank you everyone 👍

Stevec61

Posted: Thu Dec 16, 2021 10:19am

Stevec61

Super helpful member

Posts: 1430

1201 helpful points

Location: Playa Flamenca

Joined: 3 Jan 2016

Posted: Thu Dec 16, 2021 10:19am

Simond wrote on Mon Dec 13, 2021 5:18pm:

Hi All,

I’m completing on a property next week that will be used as a holiday home. Can anyone recommend some good  house insurance companies.

Also does anyone know anything about key holding services over there? Is it a good idea to use one or not? Anybody got any recommendations?Or has anyone got any advice on what companies not to use?

Gracias

Simon 

I think any recommendations put forward should mainly contain experiences of how the insurance company acted when any claims were put forward, as that’s when a company’s true service can be measured, Cost is obviously a big factor too, but a company providing a policy for 100euro less than another may not necessarily be the one to go with

Cheryl

Posted: Thu Dec 16, 2021 11:19am

Cheryl

Legendary helpful member

Posts: 2973

3538 helpful points

Location: Albatera

Joined: 8 Jun 2017

Posted: Thu Dec 16, 2021 11:19am

I have both home and car insurance with Liberty Seguros through Alfonso at Gran Alacant Insurances and the electrics on my car basically shut it down. I knew I had cover for a grua to get the car to the garage so I rang Alfonso and he arranged this and then told me that after 7 days in the garage I had cover for a Group C hire car for up to 35 days including taxis to get to the airport to collect the car and from the airport to the garage when the car was fixed. We ended up with the hire car for about 20 days and Alfonso made all the calls for us. The excess on the policy didn't apply. 
I went to Alfonso originally due to recommendations on here re the floods in September 2019 when he helped all his customers reach settlement swiftly and even some who were not, yet, his customers.
I used to be with Linea Directa and didn't need to claim but judging by the bullying tactics they used when I cancelled my policies, I'm glad I never had to.
The premiums with Alfonso are only slightly more than Linea but the service more than makes up for it.
I have every confidence that whatever happens, Alfonso has got my back.

Stevec61

Posted: Thu Dec 16, 2021 12:55pm

Stevec61

Super helpful member

Posts: 1430

1201 helpful points

Location: Playa Flamenca

Joined: 3 Jan 2016

Posted: Thu Dec 16, 2021 12:55pm

Cheryl wrote on Thu Dec 16, 2021 11:19am:

I have both home and car insurance with Liberty Seguros through Alfonso at Gran Alacant Insurances and the electrics on my car basically shut it down. I knew I had cover for a grua to get the car to the garage so I rang Alfonso and he arranged this and then told me that after 7 days in the garage...

... I had cover for a Group C hire car for up to 35 days including taxis to get to the airport to collect the car and from the airport to the garage when the car was fixed. We ended up with the hire car for about 20 days and Alfonso made all the calls for us. The excess on the policy didn't apply. 
I went to Alfonso originally due to recommendations on here re the floods in September 2019 when he helped all his customers reach settlement swiftly and even some who were not, yet, his customers.
I used to be with Linea Directa and didn't need to claim but judging by the bullying tactics they used when I cancelled my policies, I'm glad I never had to.
The premiums with Alfonso are only slightly more than Linea but the service more than makes up for it.
I have every confidence that whatever happens, Alfonso has got my back.

Sounds like you’ve got a good reliable company there Cheryl, and a great recommendation for others to use 👍

Binz1

Posted: Thu Dec 16, 2021 12:57pm

Posts: 84

37 helpful points

Joined: 12 Mar 2021

Posted: Thu Dec 16, 2021 12:57pm

PedroB wrote on Mon Dec 13, 2021 8:39pm:

I recommend 

Caren Joyce

Jennifer Cunningham Insurances S.L

Playa Flamenca Office

Calle Alhelies 1, Local 6-7
Playa Flamenca

03189 Alicante

Tel: +34 960 500 116

[email protected]

First class, professional service.

Not sure about key holding, I don’t use one. 

Totally agree with this recommendation first class and professional service

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