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House Insurance

Posted: Wed Aug 9, 2023 10:28pm
9 replies77 views5 members subscribed
DeirdrePaul

Posts: 4

Location: Torrevieja

Joined: 31 Jul 2023

We've just bought a small place in Dona Ines and are looking for house insurance.

Any advice.

Paul

  

killjoy

Posted: Thu Aug 10, 2023 2:45am

killjoy

Super helpful member

Posts: 3230

1852 helpful points

Location: Orihuela Costa

Joined: 4 Nov 2017

Posted: Thu Aug 10, 2023 2:45am

Carefully read ALL the small print and you will be amazed about the many many exclusions from cover.

DeirdrePaul

Posted: Thu Aug 10, 2023 8:10am

DeirdrePaul

Original Poster

Posts: 4

Location: Torrevieja

Joined: 31 Jul 2023

Posted: Thu Aug 10, 2023 8:10am

killjoy wrote on Thu Aug 10, 2023 2:45am:

Carefully read ALL the small print and you will be amazed about the many many exclusions from cover.

Will do. Thanks for that.

Any companies someone could recommend?

PedroB

Posted: Thu Aug 10, 2023 8:14am

PedroB

Helpful member

Posts: 483

385 helpful points

Location: Salinas

Joined: 27 Mar 2021

Posted: Thu Aug 10, 2023 8:14am

DeirdrePaul wrote on Wed Aug 9, 2023 10:28pm:

We've just bought a small place in Dona Ines and are looking for house insurance.

Any advice.

Paul

  

Try Jennifer Cunningham Insurance.They advertise on this site.

[email protected]

+34 960 500 116 or +34 621 247 728

Kimmy11

Posted: Thu Aug 10, 2023 8:33am

Kimmy11

Legendary helpful member

Posts: 6872

12569 helpful points

Joined: 8 Aug 2017

Posted: Thu Aug 10, 2023 8:33am

Hi Paul,

Avoid buying your Home insurance through a bank - it's typically more expensive.  The only time it may be worth it, is if the bank is offering to reduce the cost of their Banker's Draft for paying property completion funds, so long as you take their insurance policy.

We've had our Home insurance with Liberty Seguros for 7 years, purchased through Jennifer Cunningham Insurance Agents, and have been very pleased with the level of cover and responsiveness received when we've had to make a claim.  Every year I obtain alternative quotes, but yet to find another company to match it.

Kind regards, 

Kim

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Herefordjack

Posted: Thu Aug 10, 2023 9:16am

Herefordjack

Super helpful member

Posts: 889

1115 helpful points

Location: Pego

Joined: 18 Dec 2017

Posted: Thu Aug 10, 2023 9:16am

Contact Alfonso at Gran Alicant insurance brokers, they advertise on this site. He speaks English and is very helpful.

DeirdrePaul

Posted: Thu Aug 10, 2023 9:47am

DeirdrePaul

Original Poster

Posts: 4

Location: Torrevieja

Joined: 31 Jul 2023

Posted: Thu Aug 10, 2023 9:47am

PedroB wrote on Thu Aug 10, 2023 8:14am:

Try Jennifer Cunningham Insurance.They advertise on this site.

[email protected]

Thanks a lot.

DeirdrePaul

Posted: Thu Aug 10, 2023 9:48am

DeirdrePaul

Original Poster

Posts: 4

Location: Torrevieja

Joined: 31 Jul 2023

Posted: Thu Aug 10, 2023 9:48am

Kimmy11 wrote on Thu Aug 10, 2023 8:33am:

Hi Paul,

Avoid buying your Home insurance through a bank - it's typically more expensive.  The only time it may be worth it, is if the bank is offering to reduce the cost of their Banker's Draft for paying property completion funds, so long as you take their insurance policy.

We've had our Home insurance with Liberty Seguros for 7 years, purchased through Jennifer Cunningham Insurance Agents, and have been very pleased with the level of cover and responsiveness received when we've had to make a claim.  Every year I obtain alternative quotes, but yet to find another company to match it.

Kind regards, 

Kim

That's great. We'll try there first.

Thanks.

Robbie73

Posted: Thu Aug 10, 2023 1:45pm

Robbie73

Helpful member

Posts: 719

316 helpful points

Location: Torrevieja

Joined: 31 Mar 2020

Posted: Thu Aug 10, 2023 1:45pm

DeirdrePaul wrote on Thu Aug 10, 2023 8:10am:

Will do. Thanks for that.

Any companies someone could recommend?

We are with Linea Directa for house,and car.

Had no probs when we had a couple of car breakdowns,but haven't needed to claim for any household stuff.

granada118

Posted: Wed Aug 16, 2023 10:42pm

Posts: 23

8 helpful points

Location: Torrevieja

Joined: 5 Jun 2021

Posted: Wed Aug 16, 2023 10:42pm

When we first bought a little bit naive used the bank insurance Bit wiser now using Linea direct very reasonable price 

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Expat Services
Jennifer Cunningham Insurances SL
Costa Blanca Building Specialists
interior building work
James Spanish School
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Gran Alacant Insurances
Espana Dream Properties
AA Free English TV
Thy Will Be Done
Gentlevan Removals
ASSSA Insurance
POSITIVE BELIEFS
Blacktower Financial Management
Car Key Solutions
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