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Second home near Javea banking - Page 2

Anna4321

Posted: Sat Dec 3, 2022 10:54am

Anna4321

Original Poster

Posts: 11

1 helpful points

Location: Javea / Xàbia

Joined: 2 Dec 2022

Posted: Sat Dec 3, 2022 10:54am

Sandy t wrote on Sat Dec 3, 2022 10:42am:

Yes we use it in restraunts and shopping contactless., there is a charge to get money out but it is so much cheaper than having a bank account.  The charges at ATM  varies so shop around,  they will tell you the fee 😊

Thank you! 👍

Stevec2x

Posted: Sat Dec 3, 2022 12:09pm

Stevec2x

Super helpful member

Posts: 1872

1061 helpful points

Location: Playa Flamenca

Joined: 23 Jan 2020

Posted: Sat Dec 3, 2022 12:09pm

Hi 

I also use Wise, for almost everything.

Just about the only time I use cash is when I'm in a busy bar when I don't like paying by card coz it's too easy to lose track of what the final bill will be! In this way, I hardly ever take over €200 per month from ATMs, which helps me to leave tips as appropriate.

There are at least two chains of ATMs which offer free withdrawals (ie they don't charge even if Wise do) - Cashzone and Euronet. Don't even think of using an ATM belonging to one of the big Spanish banks! Santander in particular charge an arm and a leg!

Cheers 

Steve 

Anna4321

Posted: Sat Dec 3, 2022 1:59pm

Anna4321

Original Poster

Posts: 11

1 helpful points

Location: Javea / Xàbia

Joined: 2 Dec 2022

Posted: Sat Dec 3, 2022 1:59pm

Stevec2x wrote on Sat Dec 3, 2022 12:09pm:

Hi 

I also use Wise, for almost everything.

Just about the only time I use cash is when I'm in a busy bar when I don't like paying by card coz it's too easy to lose track of what the final bill will be! In this way, I hardly ever take over €200 per month from ATMs, which helps me to leave tips as appropriate.

There are at least two chains of ATMs which offer free withdrawals (ie they don't charge even if Wise do) - Cashzone and Euronet. Don't even think of using an ATM belonging to one of the big Spanish banks! Santander in particular charge an arm and a leg!

Cheers 

Steve 

Thanks so much - v helpful!

Christina84

Posted: Sat Dec 3, 2022 8:44pm

Posts: 11

5 helpful points

Location: Javea / Xàbia

Joined: 26 Jul 2021

Posted: Sat Dec 3, 2022 8:44pm

Anna4321 wrote on Sat Dec 3, 2022 10:17am:

Thank you so much for replying. I was thinking of BBVA as they have branches in Javea. Are they helpful in branch or do you not really need to go there? 

Hi,

We did go into the bank fairly often when we had just bought the villa and needed to get things organised. It is very easy to make an appointment on your app. It is best to make an appointment or you will have to wait in line. We had a nominated person, Isabella She spoke good English and was really helpful.

Anna4321

Posted: Sat Dec 3, 2022 9:13pm

Anna4321

Original Poster

Posts: 11

1 helpful points

Location: Javea / Xàbia

Joined: 2 Dec 2022

Posted: Sat Dec 3, 2022 9:13pm

Christina84 wrote on Sat Dec 3, 2022 8:44pm:

Hi,

We did go into the bank fairly often when we had just bought the villa and needed to get things organised. It is very easy to make an appointment on your app. It is best to make an appointment or you will have to wait in line. We had a nominated person, Isabella She spoke good English and was rea...

...lly helpful.

Great - thanks again for this 😃

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