Posted: Thu Mar 1, 2018 5:14pm
My wife and I (60 and 58) arranged a healthcare policy 2 weeks ago.
Our joint policy costs 1400 Euros for the first year, and will by about 10% per year for 3 years.
We could have paid (I think about ) 20% more and had lower co-pay charges.
But as we are (touch-wood) both pretty healthy at the moment, the co-pay charges didn't look to be too much of an issue, and they top out at 600 Euros in any one year.
We are both non-smokers.
Hope this gives you a ball park figure.
Pre-existing conditions are excluded, but that was't an issue for us.
Prescription costs are co-pay. My wife has a couple of repeat prescriptions, but these are available over-the-counter, and they are not expensive, so not worth bothering the co-pay process with. The pharmacist just needs to see the sticky label on the UK prescription to authenticate it. Of course, if you need some special, rare prescription, that could be a different matter.