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Residency

Posted: Fri Jan 15, 2021 5:07pm
19 replies1203 views7 members subscribed
paddywhack

Posts: 187

8 helpful points

Location: Los Montesinos

Joined: 22 May 2017

I realise with Brexit it is nearly impossible to get Residency but does anyone know what would be needed if I wanted Residency.    Believe you need to leave in bank a bond of €35,000.    Whilst this is not a problem do you have to have a certain amounts coming in each month ie from pensions.    And what about health, presumably the S1 form no longer an option so does that mean that we would have to pay into Spanish health system.   Any help would be appreciated.   Regards    Patrick.

Kimmy11

Posted: Fri Jan 15, 2021 8:23pm

Kimmy11

Legendary helpful member

Posts: 6870

12564 helpful points

Joined: 8 Aug 2017

Posted: Fri Jan 15, 2021 8:23pm

Hi Patrick,

Assuming that you're either a State pensioner, or an early retiree, the financials (and other requirements) to support the application for a Non-Lucrative Visa/Residence Permit are published on the Spanish government website:

http://www.exteriores.gob.es/Consulados/LONDRES/en/Consulado/Pages/Visas.aspx

- For the first applicant, the sum is calculated as 4 x IPREM (Public Income Index), which in 2020 was € 2,151.36 per month = € 25,816.32

- For each additional dependant, the sum is 1 x IPREM, i.e. € 537.84 per month = € 6,454.08

So for a married couple, that's € 32,270.40 (or its legal equivalent in foreign currency) for 2020.  Although I don't have the published figures, IPREM has increased slightly for 2021, resulting in a total for a couple of approx. € 33,500.

Regarding healthcare, you'd need private health insurance for the first year, then you could switch to the Convenio Especial.  PHI and the C.E. do not cover prescription costs, but the C.E. doesn't exclude pre-existing conditions.  The C.E. is typically a little cheaper than PHI, at € 60 per person, per month, but at age 65, it increases significantly to € 157 per person, per month.

The Non-Lucrative Visa lasts for 3 months, during which you apply for the initial Permit.  This is for 1 year and can be extended for 2 years - if you apply to renew the permit twice, i.e. 1 year + 2 years + 2 years, thereby living in Spain for a total of 5 years, you then achieve what the UK calls "settled status" and the Spanish call "Residencia Permanente".  At this 5 year point, you no longer have to apply for further permits, as you're entitled to stay indefinitely.  I understand that you have to prove the financials and healthcare provision at the initial application and also for each permit renewal, although another member said that this has to be proven every year (until you achieve permanent residency).  

The visa process has to be started in the UK at the Spanish Consulate, although I see from their website that the office is temporarily closed.

Kind regards,

Kim



George55

Posted: Fri Jan 15, 2021 8:39pm

George55

Helpful member

Posts: 354

377 helpful points

Location: Villamartin

Joined: 29 Dec 2020

Posted: Fri Jan 15, 2021 8:39pm

Kimmy11 wrote on Fri Jan 15, 2021 8:23pm:

Hi Patrick,

Assuming that you're either a State pensioner, or an early retiree, the financials (and other requirements) to support the application for a Non-Lucrative Visa/Residence Permit are published on the Spanish government website:

http://www.exteriores.gob.es/Consulados/LONDRES/en/Consulado/Pages/Visas.aspx

- For the first applicant, the sum is calculated as 4 x IPREM (Public Income Index), which in 2020 was € 2,151.36 per month = € 25,816.32

- For each additional dependant, the sum is 1 x IPREM, i.e. € 537.84 per month = € 6,454.08

So for a married couple, that's € 32,270.40 (or its legal equivalent in foreign currency) for 2020.  Although I don't have the published figures, IPREM has increased slightly for 2021, resulting in a total for a couple of approx. € 33,500.

Regarding healthcare, you'd need private health insurance for the first year, then you could switch to the Convenio Especial.  PHI and the C.E. do not cover prescription costs, but the C.E. doesn't exclude pre-existing conditions.  The C.E. is typically a little cheaper than PHI, at € 60 per person, per month, but at age 65, it increases significantly to € 157 per person, per month.

The Non-Lucrative Visa lasts for 3 months, during which you apply for the initial Permit.  This is for 1 year and can be extended for 2 years - if you apply to renew the permit twice, i.e. 1 year + 2 years + 2 years, thereby living in Spain for a total of 5 years, you then achieve what the UK calls "settled status" and the Spanish call "Residencia Permanente".  At this 5 year point, you no longer have to apply for further permits, as you're entitled to stay indefinitely.  I understand that you have to prove the financials and healthcare provision at the initial application and also for each permit renewal, although another member said that this has to be proven every year (until you achieve permanent residency).  

The visa process has to be started in the UK at the Spanish Consulate, although I see from their website that the office is temporarily closed.

Kind regards,

Kim



The updated IPREM for 2021 is 564,90 €.

Kimmy11

Posted: Fri Jan 15, 2021 8:48pm

Kimmy11

Legendary helpful member

Posts: 6870

12564 helpful points

Joined: 8 Aug 2017

Posted: Fri Jan 15, 2021 8:48pm

So that's first applicant: € 27,115.20 + dependant: € 6,778.88 = € 33,894.08 for a couple.

Thanks George, do you have a link to that info please?

Kind regards,

Kim

George55

Posted: Fri Jan 15, 2021 8:51pm

George55

Helpful member

Posts: 354

377 helpful points

Location: Villamartin

Joined: 29 Dec 2020

Posted: Fri Jan 15, 2021 8:51pm

http://www.iprem.com.es/ has a useful table (not sure why it includes both a 12 and 14 period annual calc) - if they went down the 14 period methodology it becomes even more painful!!

The forms on the Spanish consulate site for London do not appear to have been updated and still reference the 2020 figures but I suspect will be updated in due course. I can't imagine that there is high demand for it at the minute given the pandemic and that probably a heck of lot of people formalised their situation under the Withdrawal Agreement. 

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paddywhack

Posted: Fri Jan 15, 2021 9:08pm

paddywhack

Original Poster

Posts: 187

8 helpful points

Location: Los Montesinos

Joined: 22 May 2017

Posted: Fri Jan 15, 2021 9:08pm

Kimmy11 wrote on Fri Jan 15, 2021 8:23pm:

Hi Patrick,

Assuming that you're either a State pensioner, or an early retiree, the financials (and other requirements) to support the application for a Non-Lucrative Visa/Residence Permit are published on the Spanish government website:

http://www.exteriores.gob.es/Consulados/LONDRES/en/Consulado/Pages/Visas.aspx

- For the first applicant, the sum is calculated as 4 x IPREM (Public Income Index), which in 2020 was € 2,151.36 per month = € 25,816.32

- For each additional dependant, the sum is 1 x IPREM, i.e. € 537.84 per month = € 6,454.08

So for a married couple, that's € 32,270.40 (or its legal equivalent in foreign currency) for 2020.  Although I don't have the published figures, IPREM has increased slightly for 2021, resulting in a total for a couple of approx. € 33,500.

Regarding healthcare, you'd need private health insurance for the first year, then you could switch to the Convenio Especial.  PHI and the C.E. do not cover prescription costs, but the C.E. doesn't exclude pre-existing conditions.  The C.E. is typically a little cheaper than PHI, at € 60 per person, per month, but at age 65, it increases significantly to € 157 per person, per month.

The Non-Lucrative Visa lasts for 3 months, during which you apply for the initial Permit.  This is for 1 year and can be extended for 2 years - if you apply to renew the permit twice, i.e. 1 year + 2 years + 2 years, thereby living in Spain for a total of 5 years, you then achieve what the UK calls "settled status" and the Spanish call "Residencia Permanente".  At this 5 year point, you no longer have to apply for further permits, as you're entitled to stay indefinitely.  I understand that you have to prove the financials and healthcare provision at the initial application and also for each permit renewal, although another member said that this has to be proven every year (until you achieve permanent residency).  

The visa process has to be started in the UK at the Spanish Consulate, although I see from their website that the office is temporarily closed.

Kind regards,

Kim



Thanks Kim.            This is most helpful.      Not sure if I qualify.    I can easily put amount of say €35,000 into bank initially but our total pensions come to £2382 per month so from what you say I would need to be putting more than this into the bank each month.    Your help has been most helpful.   Regards   Patrick

Kimmy11

Posted: Fri Jan 15, 2021 9:22pm

Kimmy11

Legendary helpful member

Posts: 6870

12564 helpful points

Joined: 8 Aug 2017

Posted: Fri Jan 15, 2021 9:22pm

Hi Patrick,

You're not far off and it's very early days.  We need feedback from other members about how strict Spain's immigration authorities are going to be, or hope that our brave, new, post-Brexit world sees Sterling soar to 1.20 against the Euro - and stay there! ;o)  I wouldn't give up hope just yet.

Best wishes,

Kim

paddywhack

Posted: Fri Jan 15, 2021 9:31pm

paddywhack

Original Poster

Posts: 187

8 helpful points

Location: Los Montesinos

Joined: 22 May 2017

Posted: Fri Jan 15, 2021 9:31pm

Kimmy11 wrote on Fri Jan 15, 2021 9:22pm:

Hi Patrick,

You're not far off and it's very early days.  We need feedback from other members about how strict Spain's immigration authorities are going to be, or hope that our brave, new, post-Brexit world sees Sterling soar to 1.20 against the Euro - and stay there! ;o)  I wouldn't give up hope j...

...ust yet.

Best wishes,

Kim

Thanks Kim.         Yours is the first sensible advice I have had.    We will be allowed 180 days anyhow in 2 x 90 day slots.    We have Irish passports so they may not be too strict on us.     Good luck and thanks again.   Regards      Patrick 

Kimmy11

Posted: Fri Jan 15, 2021 9:40pm

Kimmy11

Legendary helpful member

Posts: 6870

12564 helpful points

Joined: 8 Aug 2017

Posted: Fri Jan 15, 2021 9:40pm

Irish passports?!  Then you're still EU citizens and retain Freedom of Movement - Brexit isn't an issue for you, Patrick  :o)

https://www.dfa.ie/irish-embassy/spain/our-services/new-to-spain/residency-and-entry-requirements/

paddywhack

Posted: Fri Jan 15, 2021 10:01pm

paddywhack

Original Poster

Posts: 187

8 helpful points

Location: Los Montesinos

Joined: 22 May 2017

Posted: Fri Jan 15, 2021 10:01pm

This post that was quoted has been deleted.

Unfortunately we gave it up in 2020.     Big mistake

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