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Very helpful member
As a temporary resident,with permanent residency coming in Jan next year, I currently pay for convenio especial. Will that still be the case when permanent residency kicks in.
swcoulthurst wrote on Mon Jun 12, 2023 1:08pm:
As a temporary resident,with permanent residency coming in Jan next year, I currently pay for convenio especial. Will that still be the case when permanent residency kicks in.
Yes that will be the same, permanent residency does not mean free healthcare.
If you are a UK pensioner and receiving UK retirement pension you can apply for healthcare through the S1 healthcare scheme which is paid for by the UK government.
Steve
Posted: Mon Jun 12, 2023 1:18pm
Very helpful member
tebo53 wrote on Mon Jun 12, 2023 1:16pm:
Yes that will be the same, permanent residency does not mean free healthcare.
If you are a UK pensioner and receiving UK retirement pension you can apply for healthcare through the S1 healthcare scheme which is paid for by the UK government.
Read more...
Steve
Not a pensioner. Retired at 55.
swcoulthurst wrote on Mon Jun 12, 2023 1:18pm:
Not a pensioner. Retired at 55.
Ah, private healthcare or (as you already have) Convenio Especial then.
Steve
Yes, the free healthcare kicks in if you are working in Spain and paying into the social security, when you reach retirement age in your home country, are under 18 years of age or are registered disabled under certain conditions. You will then receive an S1 from your home country (which you apply for).
Until then it's private health insurance or the convenio especial. The only drawback with the latter is that it rises to €157 a month at age 65 and you may not reach retirement age in your home country until you reach 67 which means a lot for those 2 years.
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Posted: Mon Jun 12, 2023 2:39pm
Very helpful member
marcliff wrote on Mon Jun 12, 2023 1:40pm:
Yes, the free healthcare kicks in if you are working in Spain and paying into the social security, when you reach retirement age in your home country, are under 18 years of age or are registered disabled under certain conditions. You will then receive an S1 from your home country (which you apply...
Read more...
... for).
Until then it's private health insurance or the convenio especial. The only drawback with the latter is that it rises to €157 a month at age 65 and you may not reach retirement age in your home country until you reach 67 which means a lot for those 2 years.
Yep that is exactly the case. The other problem is the full cost of prescriptions. I have just been diagnosed with a chronic condition after almost 12 months hospital checks with 1 medication costing 40 odd euros a month plus an injection at 300 euros every 2 months. Being on a low pension its a massive chunk. On state healtcare if I earned under 18k the medication would be 4 euros and the injection would be free.
Sorry but free health care does not kick in "when you reach retirement age in your home country".
You must also be in receipt of a state pension which in turn will entitle you to an S1 and that's what gets you care on the same basis as a Spanish citizen.
I think a lot of people get a shock when they find out just how costly having to pay full price for medicines can be.
Without going into specifics my wife has a common condition which requires daily injections, she gets her medicines free of charge because her income is below the tax threshold but the cost is still shown on her prescription and routinely adds up to €300/mth but some months can be as much as €600!
Posted: Mon Jun 12, 2023 3:57pm
Very helpful member
Darro wrote on Mon Jun 12, 2023 3:40pm:
Sorry but free health care does not kick in "when you reach retirement age in your home country".
You must also be in receipt of a state pension which in turn will entitle you to an S1 and that's what gets you care on the same basis as a Spanish citizen.
Read more...
I think a lot of people get a shock when they find out just how costly having to pay full price for medicines can be.
Without going into specifics my wife has a common condition which requires daily injections, she gets her medicines free of charge because her income is below the tax threshold but the cost is still shown on her prescription and routinely adds up to €300/mth but some months can be as much as €600!
That's what I am trying to establish as my income is below the tax threshold and tax resident for 4 years.
Darro wrote on Mon Jun 12, 2023 3:40pm:
Sorry but free health care does not kick in "when you reach retirement age in your home country".
You must also be in receipt of a state pension which in turn will entitle you to an S1 and that's what gets you care on the same basis as a Spanish citizen.
Read more...
I think a lot of people get a shock when they find out just how costly having to pay full price for medicines can be.
Without going into specifics my wife has a common condition which requires daily injections, she gets her medicines free of charge because her income is below the tax threshold but the cost is still shown on her prescription and routinely adds up to €300/mth but some months can be as much as €600!
Well, I shall make sure I make things clearer in future, By "when you reach retirement age in your own country" was pointing out when the S1 could be claimed.
Posted: Mon Jun 12, 2023 4:43pm
Very helpful member
marcliff wrote on Mon Jun 12, 2023 4:35pm:
Well, I shall make sure I make things clearer in future, By "when you reach retirement age in your own country" was pointing out when the S1 could be claimed.
That's not what I was Questioning I fully understand the S1. Being only 59 and retired I am not entitled to an S1. My son who was 35 when he lived here was due to a disability. Your wife has an S1 then? My Questioning was on the full cost of prescriptions and 'earnings' being below the tax threshold.
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