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No claims protection car insurance

Posted: Tue Aug 9, 2022 9:02am
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Posts: 148

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Location: Orihuela Costa

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Hi, we are getting quotes for car insurance and nowhere on the quote does it mention 'No claims protection' and when we speak to the companies they say it doesn't work the same as UK, couldn't really understand the explanation given. Can anybody please help by explaining how it does work on Spain. Thanks 😊 

Posted: Wed Aug 10, 2022 12:06am

RichardH

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Posted: Wed Aug 10, 2022 12:06am

What they mean is if you have to claim it doesn’t affect your next renewal. 

Posted: Wed Aug 10, 2022 10:36am

NickB

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Posted: Wed Aug 10, 2022 10:36am

In Spain you insure the car not the person, so that’s why there is usually no no claims protection       

Posted: Wed Aug 10, 2022 12:43pm

Shav

Original Poster

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Location: Orihuela Costa

Joined: 27 Jan 2021

Posted: Wed Aug 10, 2022 12:43pm

NickB wrote on Wed Aug 10, 2022 10:36am:

In Spain you insure the car not the person, so that’s why there is usually no no claims protection       

Thanks all for your help. Still getting used to the different way certain things done in Spain 😊

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