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House insurance sabadell bank

Posted: Tue Nov 23, 2021 10:59pm
11 replies245 views6 members subscribed
Gooner

Posts: 49

6 helpful points

Location: Torrevieja

Joined: 21 Jan 2018

House insurance through sabadell bank, has anyone bought insurance through them and also had use for it ? 

killjoy

Posted: Wed Nov 24, 2021 8:47am

killjoy

Super helpful member

Posts: 1929

1120 helpful points

Location: Orihuela Costa

Joined: 4 Nov 2017

Posted: Wed Nov 24, 2021 8:47am

Best option is an insurance broker (corredor de seguros) who will finde what suits you best. In any case carefully read and try to understand the small print.

Gooner

Posted: Wed Nov 24, 2021 9:07am

Gooner

Original Poster

Posts: 49

6 helpful points

Location: Torrevieja

Joined: 21 Jan 2018

Posted: Wed Nov 24, 2021 9:07am

killjoy wrote on Wed Nov 24, 2021 8:47am:

Best option is an insurance broker (corredor de seguros) who will finde what suits you best. In any case carefully read and try to understand the small print.

I think you didn't understand the question, read again.

ldp

Posted: Wed Nov 24, 2021 9:16am

ldp

Helpful member

Posts: 202

150 helpful points

Location: Torrevieja

Joined: 30 Aug 2015

Posted: Wed Nov 24, 2021 9:16am

Personally would not recommend.

It turned out they had insured the wrong property! Despite having the correct details.

Luckily we didn't need to claim.

Never got an answer as to how the error was made.

Gooner

Posted: Wed Nov 24, 2021 9:26am

Gooner

Original Poster

Posts: 49

6 helpful points

Location: Torrevieja

Joined: 21 Jan 2018

Posted: Wed Nov 24, 2021 9:26am

ldp wrote on Wed Nov 24, 2021 9:16am:

Personally would not recommend.

It turned out they had insured the wrong property! Despite having the correct details.

Luckily we didn't need to claim.

Never got an answer as to how the error was made.

Yeah i hear that they are not the best, but hope to hear from someone who has or had them and made a claim at some point.

Herefordjack

Posted: Wed Nov 24, 2021 11:25am

Herefordjack

Helpful member

Posts: 434

451 helpful points

Location: Pego

Joined: 18 Dec 2017

Posted: Wed Nov 24, 2021 11:25am

I used them in my first year in Spain because, although expensive, it earned me a 50% reduction in the cost of my bankers draft for the house purchase, worth about 200€.

Fortunately I didn't need to make any claims, and I dropped them in year two in favour of insurance arranged by Alfonso in Gran Alicant Insurance.

Jennifer67

Posted: Wed Nov 24, 2021 2:44pm

Posts: 73

24 helpful points

Location: Orihuela Costa

Joined: 8 Mar 2021

Posted: Wed Nov 24, 2021 2:44pm

If you are looking for a quote, contact Caren at Jennifer Cunningham Insurances - [email protected]

+34 960 500 116


Find out more about Jennifer Cunningham Insurances - a paid advertiser on this website.

Cheryl

Posted: Wed Nov 24, 2021 8:56pm

Cheryl

Legendary helpful member

Posts: 2204

2479 helpful points

Location: Albatera

Joined: 8 Jun 2017

Posted: Wed Nov 24, 2021 8:56pm

Herefordjack wrote on Wed Nov 24, 2021 11:25am:

I used them in my first year in Spain because, although expensive, it earned me a 50% reduction in the cost of my bankers draft for the house purchase, worth about 200€.

Fortunately I didn't need to make any claims, and I dropped them in year two in favour of insurance arranged by Alfonso in Gran Alicant Insurance....

...

Yes, Alfonso is brilliant. Sabadell tried to get me to take their insurance to reduce costs elsewhere but he found better cover with Liberty Seguros (better, not necessarily cheaper).

MichaelLaSiesta

Posted: Wed Nov 24, 2021 11:42pm

MichaelLaSiesta

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Posts: 282

219 helpful points

Location: Torrevieja

Joined: 21 Jan 2019

Posted: Wed Nov 24, 2021 11:42pm

I've been with them for the last three years, mainly because our account is with them and I thought that might be worth something,  but who knows?  I'm thinking of cancelling the renewal which is due in February.

I'm wondering, being relatively new to home ownership in Spain, is it actually a legal requirement that you at least insure the building here?  I believe it is in the UK, especially with a mortgage, but what about here?  I know there is some risk in being uninsured but I just wondered if I really HAVE to have it?

Gooner

Posted: Thu Nov 25, 2021 12:23am

Gooner

Original Poster

Posts: 49

6 helpful points

Location: Torrevieja

Joined: 21 Jan 2018

Posted: Thu Nov 25, 2021 12:23am

MichaelLaSiesta wrote on Wed Nov 24, 2021 11:42pm:

I've been with them for the last three years, mainly because our account is with them and I thought that might be worth something,  but who knows?  I'm thinking of cancelling the renewal which is due in February.

I'm wondering, being relatively new to home ownership in Spain, is it actually a legal requirement that you at least insure the building here?  I believe it is in the UK, especially with a mortgage, but what about here?  I know there is some risk in being uninsured but I just wondered i...

...f I really HAVE to have it?

I must say I don't know if you are required to have one, all I can say is that the first 2 years I didn't have, and my lawyer back then never told me I had to have, but mine is an apartment and not a house, so there is probably some sort of insurance on the building itself. With all the horror stories I read now with people having their claims turned down I cant really see why pay a lot of money if they don't do what they are supposed to anyway.

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