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House insurance advice please? - Page 5

Jan

Posted: Thu Jun 15, 2017 2:28pm

Jan

Admin

Helpful member

Posts: 1135

495 helpful points

Location: Rojales

Joined: 17 Jan 2015

Posted: Thu Jun 15, 2017 2:28pm

No they don't insure residential homes but they insure all holiday homes across Europe. 

You can see on the website here:

www.intasure.com

Sheila64

Posted: Thu Jun 15, 2017 4:51pm

Sheila64

Very helpful member

Posts: 772

624 helpful points

Location: Playa Flamenca

Joined: 22 Dec 2015

Posted: Thu Jun 15, 2017 4:51pm

Thanks, Jan.

Helen28

Posted: Wed May 16, 2018 4:12pm

Posts: 43

10 helpful points

Location: Los Balcones

Joined: 18 Jul 2016

Posted: Wed May 16, 2018 4:12pm

Marmike wrote on Tue Jun 13, 2017 12:16am:

Hi everyone.

We purchased our house last year and for convenience, arranged house insurance through our bank.

Our insurance is now due for renewal. Can anyone advise if it is best to go through the bank, or if there is a better alternative? Not sure how to shop around in Spain for house insurance!

Also, wondering how best to estimate the value to insure? With the property prices relatively low at present, I'm sure the demolition and rebuild costs are more than the market value. Is there a cost per square meter value that can be applied for insurance purposes?

Any advice would be very welcome.

Thanks

Mar

Hi

We have a property in Los Balcones.

I insure it through insure (they are based in uk, search on google)

I pay £13.37 a month and all there properties are insured for up to 1 million.

We do not rent our's out, but if we did the price would not change, you just have to inform them.

Helen

dickie 333

Posted: Mon Jun 4, 2018 4:39pm

Posts: 79

9 helpful points

Location: Villamartin

Joined: 4 Jun 2018

Posted: Mon Jun 4, 2018 4:39pm

hi betty do you have a phone for direct linea this would be most apprecite 

kind regards dickie 333

Betty2445

Posted: Mon Jun 4, 2018 8:45pm

Posts: 30

12 helpful points

Location: Villamartin

Joined: 14 Mar 2016

Posted: Mon Jun 4, 2018 8:45pm

Hope this helps

Regards Betty

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dickie 333

Posted: Mon Jun 4, 2018 9:07pm

Posts: 79

9 helpful points

Location: Villamartin

Joined: 4 Jun 2018

Posted: Mon Jun 4, 2018 9:07pm

Jan wrote on Thu Jun 15, 2017 2:28pm:

No they don't insure residential homes but they insure all holiday homes across Europe. 

You can see on the website here:

thanks betty  from dickie 333

dickie 333

Posted: Mon Jun 4, 2018 9:11pm

Posts: 79

9 helpful points

Location: Villamartin

Joined: 4 Jun 2018

Posted: Mon Jun 4, 2018 9:11pm

ok jan just what i am looking for thank you dickie 333

Anne330

Posted: Wed Jun 6, 2018 7:22pm

Anne330

Helpful member

Posts: 369

269 helpful points

Location: Villena

Joined: 12 Apr 2018

Posted: Wed Jun 6, 2018 7:22pm

Marmike wrote on Tue Jun 13, 2017 12:16am:

Hi everyone.

We purchased our house last year and for convenience, arranged house insurance through our bank.

Our insurance is now due for renewal. Can anyone advise if it is best to go through the bank, or if there is a better alternative? Not sure how to shop around in Spain for house insurance!

Also, wondering how best to estimate the value to insure? With the property prices relatively low at present, I'm sure the demolition and rebuild costs are more than the market value. Is there a cost per square meter value that can be applied for insurance purposes?

Any advice would be very welcome.

Thanks

Mar

We are with Linea Direct, we have a large 3 bed 3 bathroom villa with pool, a lot of land. All our furniture and personal stuff. It’s covered for a re build of the property and it’s contents, it’s about 309€ for the year. 

Mike E

Posted: Thu Jun 7, 2018 8:42am

Posts: 46

14 helpful points

Location: Los Montesinos

Joined: 18 Apr 2018

Posted: Thu Jun 7, 2018 8:42am

If you are part of a Community your Community insurance should/may cover 'building/structure' - ours does.  You then only have to insure contents.

Betty2445

Posted: Thu Jun 7, 2018 8:49am

Posts: 30

12 helpful points

Location: Villamartin

Joined: 14 Mar 2016

Posted: Thu Jun 7, 2018 8:49am

Be aware that Community Building Insurance may not give you full cover, check with your Presedenti or Administrators. We have Community buliding cover, however we still have our own personal building insurance as this gives you more protection. 

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