Convenio especial

Posted: Wed Oct 20, 2021 7:43pm

Justin2021

Posts: 17

4 helpful points

Joined: 9 Mar 2021

Hi we are applying for a non lucrative visa and initially need to take out private health insurance. My understanding is that after being a resident on the padron for 12 months we can pay a small monthly fee and utilise the Spanish health system (convenio especial) in which case we would cancel the expensive health insurance . I’m assuming this would then not affect our NLV renewals even though we would be effectively benefitting from the Spanish welfare system?

Does anyone have the knowledge as to what the answer is?

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Posted: Wed Oct 20, 2021 8:35pm

tebo53

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Posts: 4841

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Location: Benidorm

Joined: 29 May 2018

Posted: Wed Oct 20, 2021 8:35pm

Justin2021 wrote on Wed Oct 20, 2021 7:43pm:
Hi we are applying for a non lucrative visa and initially need to take out private health insurance. My understanding is that after being a resident on the padron for 12 months we can pay a small monthly fee and utilise the Spanish health system (convenio especial) in which case we would cancel t...

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...he expensive health insurance . I’m assuming this would then not affect our NLV renewals even though we would be effectively benefitting from the Spanish welfare system?
Does anyone have the knowledge as to what the answer is?

The Convenio especial does indeed give you full access to the excellent Spanish Healthcare services. However is is not particularly a small monthly fee.

If you are under 65 I think the monthly fee is around €60 and for over 65's the cost shoots up to around €157 per month.

You may also have to pay all or a percentage of the prescription costs.

Steve

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Posted: Wed Oct 20, 2021 8:47pm

Justin2021

Original Poster

Posts: 17

4 helpful points

Location: Albatera

Joined: 9 Mar 2021

Posted: Wed Oct 20, 2021 8:47pm

tebo53 wrote on Wed Oct 20, 2021 8:35pm:
The Convenio especial does indeed give you full access to the excellent Spanish Healthcare services. However is is not particularly a small monthly fee.
If you are under 65 I think the monthly fee is around €60 and for over 65's the cost shoots up to around €157 per month.

Read more...

You may also have to pay all or a percentage of the prescription costs.
Steve

Thanks for your reply Steve, you are right about the monthly fee but it is still a lot less than insurance and includes pre existing conditions (unlike insurance). We are 60 so by time we are 65 should obtain permanent residency status and access to there health care system then 🤞🏻. Just wondered if it affects NLV renewal though.

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Posted: Wed Oct 20, 2021 8:58pm