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Banc sabadell statement

Posted: Fri Sep 25, 2020 1:02pm
13 replies844 views6 members subscribed
Trevan

Posts: 9

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Location: Cabo Roig

Joined: 8 Jul 2019

Hi 

Just checking my bank statement and next to the debit entries is the word return 

Does any one know why 

It has only recently appeared

Thanks 

Karol1112

Posted: Fri Sep 25, 2020 3:43pm

Karol1112

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Joined: 3 Apr 2018

Posted: Fri Sep 25, 2020 3:43pm

Hi just checked mine and it has the same ? So will follow your post and see what others say ?

Madcatwoman

Posted: Fri Sep 25, 2020 4:36pm

Madcatwoman

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Posted: Fri Sep 25, 2020 4:36pm

Trevan wrote on Fri Sep 25, 2020 1:02pm:

Hi 

Just checking my bank statement and next to the debit entries is the word return 

Does any one know why 

It has only recently appeared

Thanks 

Hi,

If it's with Sabadell as is mine I think  it is so you can refuse the payment if you didnt ask for it......if that makes sense,

John56

Posted: Fri Sep 25, 2020 4:40pm

John56

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Posted: Fri Sep 25, 2020 4:40pm

Madcatwoman wrote on Fri Sep 25, 2020 4:36pm:

Hi,

If it's with Sabadell as is mine I think  it is so you can refuse the payment if you didnt ask for it......if that makes sense,

Like you I am with Sabadell and think the same, although I have never had to use the option.

Trevan

Posted: Fri Sep 25, 2020 5:01pm

Trevan

Original Poster

Posts: 9

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Location: Cabo Roig

Joined: 8 Jul 2019

Posted: Fri Sep 25, 2020 5:01pm

Madcatwoman wrote on Fri Sep 25, 2020 4:36pm:

Hi,

If it's with Sabadell as is mine I think  it is so you can refuse the payment if you didnt ask for it......if that makes sense,

That makes sense

Thank you

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GCfromVC

Posted: Sat Sep 26, 2020 10:08am

GCfromVC

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Posted: Sat Sep 26, 2020 10:08am

Madcatwoman wrote on Fri Sep 25, 2020 4:36pm:

Hi,

If it's with Sabadell as is mine I think  it is so you can refuse the payment if you didnt ask for it......if that makes sense,

Sorry.....am I being thick?

What do you mean "if you didnt ask for it"?

Madcatwoman

Posted: Sat Sep 26, 2020 10:31am

Madcatwoman

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Posted: Sat Sep 26, 2020 10:31am

GCfromVC wrote on Sat Sep 26, 2020 10:08am:

Sorry.....am I being thick?

What do you mean "if you didnt ask for it"?

Hi,

What I meant was for example you had cancelled your monthly payment for your tv/internet and the company carried on taking out the money you could refuse the payment.

I'm not exactly great at explaining but hope you understand now. Lol!

GCfromVC

Posted: Sat Sep 26, 2020 10:39am

GCfromVC

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Posted: Sat Sep 26, 2020 10:39am

Madcatwoman wrote on Sat Sep 26, 2020 10:31am:

Hi,

What I meant was for example you had cancelled your monthly payment for your tv/internet and the company carried on taking out the money you could refuse the payment.

I'm not exactly great at explaining but hope you understand now. Lol!

Yes thank you.....message understood and thank you for explaining.

Have a nice day.

Mr Chips

Posted: Sat Sep 26, 2020 10:30pm

Mr Chips

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Posted: Sat Sep 26, 2020 10:30pm

Karol1112 wrote on Fri Sep 25, 2020 3:43pm:

Hi just checked mine and it has the same ? So will follow your post and see what others say ?

What it actually means is that if a direct debit has been taken from you and you are not happy with it or did not authorise it you can have the amount returned to your account very quickly.

Janice51

Posted: Mon Sep 28, 2020 3:44pm

Janice51

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Location: Villena

Joined: 26 Apr 2019

Posted: Mon Sep 28, 2020 3:44pm

Don’t laugh but I went into my branch in Pinoso and asked the young lady at the counter what it meant. She said she had no idea at all but that the bill/direct debit had been paid so I shouldn’t worry! However, I go along with the theory that it is our safety net to refuse further payments on a service we have perhaps already cancelled.

There is also another word ‘split’ which if you click on it, you could make the payment in two instalments if I understood correctly! 

Sometimes their English leaves a little to be desired 😊

Janice

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