Advice on purchasing House Insurance

Posted: Sat Jul 31, 2021 2:59pm

4 replies115 views3 members subscribed

Posts: 1

Joined: 21 May 2019

I have a property in Cabo Roig for a number of years. House insurance has always been paid through our bank (LaCaixa). At this point we have little use for our bank account and only use it to make our monthly insurance payments. Bank charges have increased substantially in recent months and this is adding to our insurance costs.

We are planning to close our bank account and I am looking for recommendations for an insurance company or broker who will take an annual payment for house insurance.

Anyone have recommendations.

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Posted: Sat Jul 31, 2021 3:26pm

Portet

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Posted: Sat Jul 31, 2021 3:26pm

Alfonso at Gran Alacant who advertises here is highly recommended.

http://www.granalacantinsurances.com/?utm_source=CostaBlancaForum&utm_medium=web&utm_term=&utm_content=&utm_campaign=CostaBlancaForum

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Posted: Sat Jul 31, 2021 3:43pm

Herefordjack

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Posted: Sat Jul 31, 2021 3:43pm

Portet wrote on Sat Jul 31, 2021 3:26pm:
Alfonso at Gran Alacant who advertises here is highly recommended.
http://www.granalacantinsurances.com/?utm_source=CostaBlancaForum&utm_medium=web&utm_term=&utm_content=&utm_campaign=CostaBlancaForum

Seconded, Alfonso is the man. You can email him, his English is top notch.

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Posted: Sat Jul 31, 2021 6:11pm

killjoy

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Posted: Sat Jul 31, 2021 6:11pm

Moreover, insurence capitals and premiums are "adjusted" automatically every year, which is nonese as used items never increase in value. In order not to get trapped one must protest 30 days prior to the due date, and in moist cases can continue with the old premium. Then it's very important to read the smallprint of the "general condiitons", usually a nice booklet with some x00 pages. You'll be amazed abot the exclusions and limitations (some require a second lock at the main entrance door, there is a maximum of days during which the house cannot be left uninhabited, and much more.