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Sabadell Charges - Page 3

Phyllis

Posted: Wed Mar 1, 2023 11:33am

Posts: 39

11 helpful points

Joined: 29 Nov 2015

Posted: Wed Mar 1, 2023 11:33am

Hi, we had a mortgage with Sabadell and now it’s been paid off Sabadell’s bank charges are 30€ per quarter. Because we purchased house & content insurance with them, the charges is reduced to 20€ per quart. As a result we opened an account with Bankinter who is offering free banking to new customers (regular 800€ per month deposit etc - worth having a read about their criteria). BBVA is also offering the same but no need for regular payment! Both have website in English. Good luck 

Steveyjoanna

Posted: Wed Mar 1, 2023 12:40pm

Steveyjoanna

Helpful member

Posts: 238

238 helpful points

Location: Almoradí

Joined: 14 Sep 2019

Posted: Wed Mar 1, 2023 12:40pm

All the online banks give ATM free usage per month,once twice etc,I find N26 with its Spanish IBAN number gives best service in Spain,no hang ups with DD with Orange etc.

Bigden200

Posted: Wed Mar 1, 2023 1:34pm

Posts: 33

21 helpful points

Location: Almoradí

Joined: 8 Jun 2019

Posted: Wed Mar 1, 2023 1:34pm

So in a nutshell all you people are being “Blackmailed” by Sabadell Bank !!!  Buy our Products ……. Or else ……… Consider voting with you feet  ……

Brighton

Posted: Wed Mar 1, 2023 2:32pm

Posts: 25

1 helpful points

Joined: 6 Dec 2020

Posted: Wed Mar 1, 2023 2:32pm

Go to Wise, it's free banking with no strings attached. You can pay all your direct debits with this account.

Dev666

Posted: Wed Mar 1, 2023 3:40pm

Posts: 1

Location: Villamartin

Joined: 11 Jul 2021

Posted: Wed Mar 1, 2023 3:40pm

Hi

There is no charge to use your Revolut card in a deutsche bank atm

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Sallyafc

Posted: Wed Mar 1, 2023 4:44pm

Posts: 16

9 helpful points

Location: Villamartin

Joined: 15 Nov 2021

Posted: Wed Mar 1, 2023 4:44pm

Please see terms and conditions for Sabadell in photo attached. These came in Last June. Paymes are debited quarterly, September, December, March and June

tebo53

Posted: Wed Mar 1, 2023 5:48pm

tebo53

Legendary helpful member

Posts: 4850

5046 helpful points

Location: Benidorm

Joined: 29 May 2018

Posted: Wed Mar 1, 2023 5:48pm

Sallyafc wrote on Wed Mar 1, 2023 4:44pm:

Please see terms and conditions for Sabadell in photo attached. These came in Last June. Paymes are debited quarterly, September, December, March and June

If you meet the requirements for €0 fee's then you will not be charged any fee's....simples!

Steve 

Jeanne

Posted: Thu Mar 2, 2023 9:15am

Posts: 7

2 helpful points

Location: Gran Alacant

Joined: 4 Aug 2021

Posted: Thu Mar 2, 2023 9:15am

tebo53 wrote on Fri Feb 24, 2023 8:54am:

If you have a certain amount paid in per month from pensions etc and stay over a certain threshold then it's still without charges. 

Steve 

Hi, we’ve been with Sabadell for several years and have always paid 20€ per quarter - as long as we deposit a minimum of 700€ per month. If you ‘forget’ or do not meet this min. deposit, they charge 60€ a quarter (this info’ is in my contract). The only way to avoid charges is to have a loan or take out an insurance policy, or something similar with the bank. It is a tier system, as someone else mentioned in this chat.

Jeanne

Pwhittak

Posted: Thu Mar 2, 2023 9:39am

Posts: 26

4 helpful points

Joined: 11 Dec 2018

Posted: Thu Mar 2, 2023 9:39am

I am with Cajamar. I don’t pay fees but I had to invest around 1200 euros in their shares. My pension is paid in to Cajamar as are my DD for bill payments for water electric and tax. I also have a free online account with BBVA which I use for withdrawing cash as their ATM is close by. My mum was with Sabadell for years since it was CAM and they started charging her really high fees. She now has the tiered account, she already had house insurance through them which had been really good, her pension is paid in and her DDs paid. I think this makes it free or 20 euros a quarter.  You should make an appointment to discuss your needs in branch. They were really great with my mum who is 98.

aitchc1401

Posted: Thu Mar 2, 2023 9:48am

aitchc1401

Legendary helpful member

Posts: 1914

2062 helpful points

Location: Los Dolses

Joined: 15 Mar 2018

Posted: Thu Mar 2, 2023 9:48am

Pwhittak wrote on Thu Mar 2, 2023 9:39am:

I am with Cajamar. I don’t pay fees but I had to invest around 1200 euros in their shares. My pension is paid in to Cajamar as are my DD for bill payments for water electric and tax. I also have a free online account with BBVA which I use for withdrawing cash as their ATM is close by. My mum wa...

...s with Sabadell for years since it was CAM and they started charging her really high fees. She now has the tiered account, she already had house insurance through them which had been really good, her pension is paid in and her DDs paid. I think this makes it free or 20 euros a quarter.  You should make an appointment to discuss your needs in branch. They were really great with my mum who is 98.

I have an account with Sabadell, I have few complaints about their service but their bank charges are high. I am not resident so have always paid charges. I did have their home insurance until recently, when I switched through Jennifer Cunningham and saved just under 100euro for probably a better policy. So be aware that they are overcharging for their products as well as the bank charges.

rgds,

Aitch. 

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