Concerning the 90 day rule for non residents - Page 2

Hi all, 

What is the 3rd national income rate that has to be proved? I have a UK passport and wish to become resident. 

Thanks 

Non eu citizens need to show approx 26k Euro income  per year, around 32k ish for a couple. But if you apply this year you'll be considered at  the lower eu rate.

I've just spoken to a solicitor and they've said 700 euros per month, is that the lower rate? 

Thanks 

A solicitor has said that I can get spanish healthcare after my first year of private health care. The first year is 60 euros per month but in the third year it skyrockets to 300 euros per month for residents. Is this accurate? It seems extortionate! 

It is 60€ a month up to age 65 then it is 157€ a month, once you are State Pension age in the U.K. you can obtain your S1 Form from dwp and register for free healthcare here in Spain. Depending on your age you might only have one or two years at the higher monthly amount, in my case being born in 1956 means I get my Pension when aged 66, for others the age when they get the Pension will slide upwards.

Yes Ray, bang on. So I'm guessing but your reply I'm unfortunately correct then and it is almost 300 euro a month for Healthcare?!??! Might have to change my mind about residency at this rate. Do I have any other options? 

Sorry Ray, just saw this response from you too. 

So is it pay dependant? I earn about 800 euros per month, so a heft 300 would go on this and then after tax and other bills I would be cutting it extremely fine. 

I now see from your response that this is effectively the same as National Insurance contributions in the UK am I right? I also didn't know that it went towards pensions etc, my solicitor said it was only for Healthcare. What if I wanted to gain residency and simply pay only for private Healthcare. Is this a possibility? And rely on a future property sale in my pensioner years for my pension. Would this work? 

Yasmin, will you be officially self employed in Spain? That's what autonomo means  and no , one of the big issues for people is it is NOT income dependent. Even if you earn nothing in a month you have to pay it. It is your social security costs and they are a fixed amount. It covers health care and goes towards your pension ( although I think  you'd have to have at least 10 years of contributions for any pension entitlement) It used to be the larger figure from day one and only fairly recently have they set an initial 'start-up' figure of 60 euros before it reverts to the full amount.  If you will be working for someone else will you have a contract covering social security? Then I think your employers will pay. If working for someone else you are not autonomo so would want to check your contract position ( again social security costs for employers are high too , hence sometimes hard to get a proper contract.)  I think you need to be clear on your position. If you have private income of 800 euros per month and not working in Spain then you wouldn't be autonomo but should go the health insurance route, followed potentially down the line by signing up to the 'Convenio Especial'.  If you're working in Spain they will expect to see an employment contract or an autonomo arrangement. If you are wanting to live in Spain but work remotely, not in Spain and that's where your income is coming from I am not sure what you need to do officially, are you covered by social security somewhere else? They might still say you are ***working*** in Spain

Ray, I didn't mean any other options re becoming resident but meant are there any other options re Healthcare eg maybe just paying private health insurance. But further to that I saw your other response and understand that the cost is for total social security. 

Sarah this is where all the confusion is. I've only just started working as freelance in the UK after my recent maternity leave, as I have found it to be very flexible. But, as you rightly point out, there are several factors attached to this. No, I don't have a contract, im totally self employed but sometimes on some months I don't work at all and rely on my property income from another house that I let out in the UK, which makes it rather complicated. If I was not to register as self employed, not so any freelance work and simply rely on my rental income what position would I be in then and what would I need to pay?