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Home Insurance renewal

Posted: Sat May 8, 2021 5:23pm
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Deleted user

Hi there. Our home insurance is up for renewal. We are currently with Liberty Seguros and we were considering changing to possibly a cheaper one seeing it is only a holiday home. We have been quoted 280.00 Euros for the year. Is this a fair price for the area? Does anyone else know of competitive English speaking insurers in the Pego area? We have been with Liberty now for a number of years. Thanks very much. Walter

Posted: Sat May 8, 2021 5:33pm

Portet

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Posts: 568

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Location: Moraira

Joined: 13 Jan 2021

Posted: Sat May 8, 2021 5:33pm

Alfonso at GRAN ALACANT INSURANCES is great. He will sort you out.

Posted: Sat May 8, 2021 5:40pm

killjoy

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Posted: Sat May 8, 2021 5:40pm

Again: check out on the smallprint, what is covered and which are the exclusions (usually a lot). One of the traps being max. number of days wihtout anyone inside the home, number and types of locks fitted to the main entrance door and many more. Let Alfonso work it all out for you.

Posted: Sat May 8, 2021 5:44pm

Deleted user

Original Poster

Posted: Sat May 8, 2021 5:44pm

Thank you very much. Will investigate further including the smallprint :-). 

Posted: Sat May 8, 2021 6:46pm

Peter3473

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Posted: Sat May 8, 2021 6:46pm

Don’t forget to give a good one months notice cancellation notice to your insurer.

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Posted: Sun May 9, 2021 8:38am

Posts: 53

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Location: Pego

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Posted: Sun May 9, 2021 8:38am

Hi Walter

We were with Liberty Seguros and each year, they kept sneaking a bit extra on it.  We are now with Linea Directa and each year the price goes down.  They speak English and will beat other companies and always ask them for extra discount on their final price.

Best regards 

Steph 

Posted: Sun May 9, 2021 10:56am

Deleted user

Original Poster

Posted: Sun May 9, 2021 10:56am

Thank you all for your thoughts. Will be doing some research this week also due to the notice period. Have a good day all. Regards Walt

Posted: Sun May 9, 2021 2:52pm

Stephanie86

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Posted: Sun May 9, 2021 2:52pm

Deleted_user_29044 wrote on Sun May 9, 2021 10:56am:

Thank you all for your thoughts. Will be doing some research this week also due to the notice period. Have a good day all. Regards Walt

What you also have to bear in mind is the calibre of service. Liberty have been extremely efficient and we have claimed several times on both house and vehicle policies. No quibbles over claims. Very small price increase in premium as a result. And they were very helpful over a claim for my mother’s house, a major water leak, whilst she was in hospital and unable to deal with anything.

Posted: Tue May 11, 2021 3:42pm

Deleted user

Original Poster

Posted: Tue May 11, 2021 3:42pm

Thanks all. Hope to be able to make it back to lovely Pego in the near future. It's been a while....

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