Travel insurance or spanish healthcare - Page 2

https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic

If you have an existing EHIC

If you have an existing EHIC, it will remain valid until the expiry date on the card.

You can use your card to access medically necessary state-provided healthcare when you're visiting an EU country or Switzerland.

Medically necessary healthcare means healthcare that cannot reasonably wait until you come back to the UK. Whether treatment is necessary is decided by the healthcare provider in the country you're visiting.

Medically necessary healthcare includes things like:

• emergency treatment and visits to A&E
• treatment for a long-term or pre-existing medical condition
• routine medical care for pre-existing conditions that need monitoring
• routine maternity care, as long as you're not going abroad to give birth
• oxygen therapy and kidney dialysis

You'll need to pre-arrange some treatments with the relevant healthcare provider in the country you're visiting – for example, kidney dialysis or chemotherapy.

I have asthma and when I had an attack the dr saw me straight away.A friend fell in the garden and was seen at the salud in Pilar straight away.

We’ve even got prescriptions for inhalers and warfarin when we need to take extra.

You have to get a temporary zip card at the Ayuntamiento to cover you for your stay then you can see the dr .

The official UK Government Guidance is:

The Eurooean Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) is not a substitute for travel insurance. It may not cover all health costs and never covers repatriation costs. Make sure you have travel insurance as well as your card. 

We have private health insurance AND comprehensive travel insurance .BUT we have always used our EHIC  whenever possible as it’s not always convenient or possible to see a private dr. A lot of people aren’t aware they can access healthcare in the EU especially for long term conditions and emergency treatment.It’s a reciprocal arrangement and people visiting the UK from the EU are entitled to the same treatment.