It was going to cost us 13K, I kid you not. But I will try and find the contact details.
Posted: Thu Oct 22, 2020 2:47pm
Legendary helpful member
Posted: Thu Oct 22, 2020 2:53pm
Legendary helpful member
Adam, here are the contact details of the specialist insurers.
Incidentally, the agent with whom we were dealing stated that they had many clients with the same problems and reasons for non-acceptance.
ALC HEALTH
677891027
Good luck
Stephanie
Posted: Thu Oct 22, 2020 2:57pm
Helpful member
Stephanie86 wrote on Thu Oct 22, 2020 2:53pm:
Adam, here are the contact details of the specialist insurers.
Incidentally, the agent with whom we were dealing stated that they had many clients with the same problems and reasons for non-acceptance.
Read more...
Thank you the is very helpful
Regards
Adam
Posted: Thu Oct 29, 2020 10:20am
Good morning we are in the same predicament insurance policy which costs a fortune with very little cover we contacted the citizens advice bureau Spain who told us to apply for convenio especial (Spanish health service) and pay 60 euros a month I have been on the padron 5 years so should be no problem my wife only 5 months but they said apply Spain wants your money so watch this space you can download the information and forms from cab.es
Posted: Thu Oct 29, 2020 11:00am
Legendary helpful member
David Clay wrote on Thu Oct 29, 2020 10:20am:
Good morning we are in the same predicament insurance policy which costs a fortune with very little cover we contacted the citizens advice bureau Spain who told us to apply for convenio especial (Spanish health service) and pay 60 euros a month I have been on the padron 5 years so should be no pr...
Read more...
...oblem my wife only 5 months but they said apply Spain wants your money so watch this space you can download the information and forms from cab.es
As far as I am aware the convenio Especial may not be applied for until you have been legally resident for a year
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Posted: Thu Oct 29, 2020 12:14pm
Stephanie86 wrote on Thu Oct 29, 2020 11:00am:
As far as I am aware the convenio Especial may not be applied for until you have been legally resident for a year
I am only responding on information we received from the citizens advice bureau Spain we had a meeting with them recently they said they had applied for people with only 2 months padron and had got convenio especial ?
Posted: Thu Oct 29, 2020 12:17pm
Legendary helpful member
Well, hope that’s right!!! The usual situation is that if under pension age, one has to provide a year’s PHI paid in full in advance and only after that may one apply for Convenio. The situation may differ if over pension age?
Posted: Thu Oct 29, 2020 12:24pm
Helpful member
Stephanie86 wrote on Thu Oct 29, 2020 12:17pm:
Well, hope that’s right!!! The usual situation is that if under pension age, one has to provide a year’s PHI paid in full in advance and only after that may one apply for Convenio. The situation may differ if over pension age?
As I understand it once I am resident for one year I can join the Convenio Especial for healthcare requirements which means that I will only have to pay 12 months PHI at a horrendous rate but so be it thats just another necessary expense. I
am registered on the Padron at my house in Encebras but still in the uk sorting some business out before I can move over full time. The last piece of the jigsaw is the health cover then my TIE application can go in before the deadline
Thank you for all your help.
Regards
Adam
Posted: Mon Nov 23, 2020 2:23pm
Helpful member
Stephanie86 wrote on Thu Oct 29, 2020 12:17pm:
Well, hope that’s right!!! The usual situation is that if under pension age, one has to provide a year’s PHI paid in full in advance and only after that may one apply for Convenio. The situation may differ if over pension age?
I have bought a years cover I am a fair was from a state pension yet 10 years or so assuming that they do raise the age yet again. Once I have been here a year I will switch to the Comvenio as it is half the costs of PHI
Posted: Fri Nov 27, 2020 5:26pm
Helpful member
adammc wrote on Wed Oct 21, 2020 5:36pm:
Has anybody had any experience of getting a non co-pay health insurance policy with type 2 diabetes and high blood pressure as co-dependencies
I am applying for a TIE card and have the financial information sorted but have been turned down flat by DKV for a health insurance policy. I have a UK private health policy that I have had for 20 years and my health issues are controlled with medication...
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...
If any has had a similar experience or knows of an insurer who accepts this sort of health issue I would be grateful to hear from you as time is marching on.
Thanks
Adam
Adam - if the ones suggested above don't work through, and Angbadge plus others do know their stuff, try Salus? We went with them. I have a pre-existing on blood pressure. They will not cover you for that and exclude it, but they will insure you and that worked for the TIE. Just not the basic package, has to be the premium one.
Kind regards,
Dave
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