Fees - Page 3

John 52 wrote on Wed Jun 16, 2021 10:32am:

Many thanks for that ,I'm trying to open with Cajamar which was another members suggestion ,am having problems with form online as does not accept British mobile no ,dont have Spanish and also for some reason wont accept  NIE no ,if cant proceed will try your suggestions 

paulsav wrote on Wed Jun 16, 2021 10:48am:

Oh John, are you trying to open online with Cajamar instead of going into branch?. I did previously state their online application for account doesn't recognise white NIE, s which is why you need to go into branch to set up. All described in earlier reply. You need to "join" their bank with an ID...

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... they give you which then enables opening of account online. Don't give up just visit branch. 

Regards 

Pauline 

paulsav wrote on Wed Jun 16, 2021 10:43am:

Only if you are resident in Spain with Spanish address can you register with N26 to get a Spanish IBAN. UK residents no longer accepted

Regards 

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Pauline 

Conker77 wrote on Thu Jun 10, 2021 8:49am:

Hi folks been with banco santander here for a while and the liquidation del contrato was €10 a month 

now they’ve hiked it up to €16 a month 

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thoughts please ? 

Sue 079 wrote on Wed Jun 16, 2021 2:16pm:

We are non-residents. We moved from Sabadell to BBVA and bought 1,000 BBVA shares at 4 euros each so that we don't have bank charges. We only bought our shares in November and already they are worth over 5,000 euros. We are well impressed. We use Wise to transfer sterling to euros into our BBVA a...

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...ccount since 1st January 2021, so now no charges for these deposits. We are happy with our current set up

John 52 wrote on Fri Jun 11, 2021 10:33am:

Our fees as non.residents used to be 35 euros per quarter ,now up to 40 euros per quarter ,another thing to make you aware is charges for withdrawals  ,we arrived back in Spain 24 May  ,I went to Sabadell in La Marina withdrew 70 euros and went back 45mins later and withdrew another 70 ...

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...,when I viewed my account over the next couple of days twice charged 1,75 euros for withdrawals  ,i wont get stung again il go back to withdrawing from Santander as we have done in the past

paulsav wrote on Tue Jun 15, 2021 1:33pm:

Hi John, when we opened in 2019, there were no conditions at all, didn't have to make a deposit but as we,d just closed Sabadell we had a big deposit to put in anyway. Their agent also opened the account completely for us( daunting as our Spanish is limited and no one spoke English in our branch)...

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... but we are inland, very Spanish. We used Google translate and we managed. Now having read other posts more recently it seems you now commit to being a customer of the bank and given an ID to enable you to open the account online. Their online application does not recognise white Nie,s only resident numbers. They also ask for a deposit but don't think its much, but this stays your money not theirs. It may sound a bit daunting but the end result is so worthwhile. We, ve already saved hundreds. This bank is more like a credit union bank, started originally in rural areas for poor farmers, but you wouldn't think it as its just like any other bank commercially. We took all our direct debit references to set new d/ds up, but as we had closed Sabadell that day, I actually emailed or phoned all companies with new details to ensure they would be paid with no missed payments. As you are on the coast I feel sure you will have an English speaker. They do charge a small fee(was 5€.now 7€ if you go into the branch to make a transaction but we have never needed to do that. There's no fee for bank cards either or non resident certificate, but you must stress you are non resident on opening and another tip, on opening the basic account doesn't give you "extra services" like being able to transfer money to other accounts and entities and to mobiles, but we just went in and the agent added that for us. The bank cards took 2wks to collect so keep some money back if you are closing old bank account first. I have written many replies on this subject as I, m so pleased with them, I hope this helps you to do it. You won't regret it all the other banks are constantly adding restrictions and charges but Cajamar have not had 1cent since opening. 

Ps. If I, ve been helpful please tap helpful tab. 

Regards 

Pauline