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Spanish Bank Accounts - Page 5

Kimmy11

Posted: Wed Jun 15, 2022 1:06pm

Kimmy11

Legendary helpful member

Posts: 6871

12565 helpful points

Joined: 8 Aug 2017

Posted: Wed Jun 15, 2022 1:06pm

Care4 wrote on Wed Jun 15, 2022 12:04pm:

Kimmy11 it came through my phone on a news link yesterday I think. Im afraid I deleted it after reading it, but it was advice from the Spanish national bank. If I can retrieve it I will send a link.

Thanks, Care4, I'll see if I can find it 👍

FerdiC

Posted: Sun Jun 19, 2022 6:07pm

Posts: 10

5 helpful points

Location: Almoradí

Joined: 25 Sep 2020

Posted: Sun Jun 19, 2022 6:07pm

Philip999 wrote on Fri May 27, 2022 3:04pm:

I’m sorry to hear that you are having a problem with Wise bank as I have been recommended to open an account with them to pay my direct debits, in Spain, via Wise Bank. Would this be Wise😆.  Help please I am trying to get away from Deutsch Bank!!!!!!! Any advice about any online bank wo...

...uld be welcome I live in England, I own a property in Spain but I am not a Spanish resident. Regards

Hi

We have had a house for two years, and had a Sabadel account as well as a Wise account, we to got fed up with bank charges and closed our Sabadel down about 5 weeks ago, we went to avatel office and changed our DD there then ibrodrola office and did the electric DD also suma and water, all accepted the Wise iban no problems at all… what a relief, now we have free banking and no rude bank staff to bother with.

We thought it would be difficult but it really wasn’t 

Ferdi

Flower21

Posted: Sun Jun 19, 2022 6:19pm

Posts: 31

10 helpful points

Location: Gran Alacant

Joined: 19 Jan 2022

Posted: Sun Jun 19, 2022 6:19pm

FerdiC wrote on Sun Jun 19, 2022 6:07pm:

Hi

We have had a house for two years, and had a Sabadel account as well as a Wise account, we to got fed up with bank charges and closed our Sabadel down about 5 weeks ago, we went to avatel office and changed our DD there then ibrodrola office and did the electric DD also suma and water, all accept...

...ed the Wise iban no problems at all… what a relief, now we have free banking and no rude bank staff to bother with.

We thought it would be difficult but it really wasn’t 

Ferdi

Thank you Ferdi, 

Avatal has accepted it, I shall go to arrange the Ibedrola and Hidraqua. WISE told me if my Belgian iban is short just write 0000s and it will be ok.

This forum is very useful.

K

w1ll3tt

Posted: Mon Jun 20, 2022 11:44am

Posts: 28

16 helpful points

Location: Algorfa

Joined: 18 Sep 2019

Posted: Mon Jun 20, 2022 11:44am

You've using the wrong type of account.. Wise is for switching currencies and used as a transfer from one account to another.. I too have a wise account but also have a N26.com account.. Absolutely brilliant, can't fault them, I am using for DD for Suma, Water, Electric.. As long as you have a spanish tax number you can open an account (Since Brexit the UK cannot open an account)... The company is based in Berlin and you get a spanish IBAN number

PedroB

Posted: Mon Jun 20, 2022 1:56pm

PedroB

Helpful member

Posts: 483

383 helpful points

Location: Salinas

Joined: 27 Mar 2021

Posted: Mon Jun 20, 2022 1:56pm

w1ll3tt wrote on Mon Jun 20, 2022 11:44am:

You've using the wrong type of account.. Wise is for switching currencies and used as a transfer from one account to another.. I too have a wise account but also have a N26.com account.. Absolutely brilliant, can't fault them, I am using for DD for Suma, Water, Electric.. As long as you have a sp...

...anish tax number you can open an account (Since Brexit the UK cannot open an account)... The company is based in Berlin and you get a spanish IBAN number

I use my wise for all my DD’s in Spain so how is it the wrong account?

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w1ll3tt

Posted: Mon Jun 20, 2022 2:55pm

Posts: 28

16 helpful points

Location: Algorfa

Joined: 18 Sep 2019

Posted: Mon Jun 20, 2022 2:55pm

PedroB wrote on Mon Jun 20, 2022 1:56pm:

I use my wise for all my DD’s in Spain so how is it the wrong account?

I work in The Netherlands, Germany, Lumembourg and Belgium with colleagues. We use wise for currency exchange and transfer but N26.com for the account. If Wide works for you then fine.. Just giving others my own exerience of accounts.. 

Kimmy11

Posted: Mon Jun 20, 2022 5:05pm

Kimmy11

Legendary helpful member

Posts: 6871

12565 helpful points

Joined: 8 Aug 2017

Posted: Mon Jun 20, 2022 5:05pm

w1ll3tt wrote on Mon Jun 20, 2022 11:44am:

You've using the wrong type of account.. Wise is for switching currencies and used as a transfer from one account to another.. I too have a wise account but also have a N26.com account.. Absolutely brilliant, can't fault them, I am using for DD for Suma, Water, Electric.. As long as you have a sp...

...anish tax number you can open an account (Since Brexit the UK cannot open an account)... The company is based in Berlin and you get a spanish IBAN number

Hi W1llt33,

There are many members using and recommending the Wise Multi-Currency Account (formerly the Borderless Account) for this purpose, with no need for another account, so I don't understand why you would say it's the "wrong" account? 🤔  N26 is an alternative, as are Monzo and Revolut for example, but it isn't necessary for non-residents to have an additional account alongside Wise.

Kind regards,

Kim

Care4

Posted: Mon Jun 20, 2022 7:00pm

Care4

Helpful member

Posts: 284

302 helpful points

Location: Playa Flamenca

Joined: 25 Apr 2016

Posted: Mon Jun 20, 2022 7:00pm

w1ll3tt wrote on Mon Jun 20, 2022 11:44am:

You've using the wrong type of account.. Wise is for switching currencies and used as a transfer from one account to another.. I too have a wise account but also have a N26.com account.. Absolutely brilliant, can't fault them, I am using for DD for Suma, Water, Electric.. As long as you have a sp...

...anish tax number you can open an account (Since Brexit the UK cannot open an account)... The company is based in Berlin and you get a spanish IBAN number

W1ll3tt Wise is not solely used for currency exchanges. I have a Wise account and have DD's with Suma, Hidragua, Ibedrola, Avatel and others. Wise has a Belgian Iban number. In the EU any bank accepted by the EU (or with EU Iban no) is accepted throughout the EU.

Philip999

Posted: Mon Jul 18, 2022 3:38pm

Posts: 33

8 helpful points

Location: Elche

Joined: 30 Sep 2019

Posted: Mon Jul 18, 2022 3:38pm

Philip999 wrote on Fri May 27, 2022 3:04pm:

I’m sorry to hear that you are having a problem with Wise bank as I have been recommended to open an account with them to pay my direct debits, in Spain, via Wise Bank. Would this be Wise😆.  Help please I am trying to get away from Deutsch Bank!!!!!!! Any advice about any online bank wo...

...uld be welcome I live in England, I own a property in Spain but I am not a Spanish resident. Regards

Hi everyone - thank you for your advice about Wise Bank I now have an account! Could anyone provide me with e mail of Agamed Torrevieja and their IBAN number as I would like to pay my water bill online - wish me luck!🤞

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