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Banking fees

Posted: Mon Apr 6, 2020 10:29am
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Do all the banks in Spain have such high fees now. We bank with CaixaBank and just to have a current account is going to cost 60 euros a quarter. We are non residents but own an apartment in Guardamar. Are there any banks with cheaper charges. CaixaBank are a good bank but now seems so expensive. Any ideas. Regards Richa

Posted: Mon Apr 6, 2020 11:39am

Janard2012

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Posted: Mon Apr 6, 2020 11:39am

This post that was quoted has been deleted.

Thanks Graham, that’s a saving of 100 euros. We will contact the bank in Guardamar.

Posted: Mon Apr 6, 2020 1:06pm

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Posted: Mon Apr 6, 2020 1:06pm

Openbank do not charge, you have to have an account each, ie not a joint account, but it's totally free.

https://www.openbank.es/en

Posted: Tue Apr 7, 2020 12:59pm

paulsav

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Posted: Tue Apr 7, 2020 12:59pm

Janard2012 wrote on Mon Apr 6, 2020 10:29am:

Do all the banks in Spain have such high fees now. We bank with CaixaBank and just to have a current account is going to cost 60 euros a quarter. We are non residents but own an apartment in Guardamar. Are there any banks with cheaper charges. CaixaBank are a good bank but now seems so expensive....

 

Read more...

... Any ideas. Regards Richa

I have written many replies to this same question re my experience on getting a fee free spanish bank account as a non resident. I recommend Cajamar online account "wefferrent" which is totally free without stipulations or demands. Non residents have to go into branch to set up, not online as white NIE not recognised on online application. Search several postings in Banking, location everywhere, theres plenty of info on subject.

Regards

Pauline.

Posted: Tue Apr 7, 2020 5:53pm

Janard2012

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Posts: 34

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Posted: Tue Apr 7, 2020 5:53pm

paulsav wrote on Tue Apr 7, 2020 12:59pm:

I have written many replies to this same question re my experience on getting a fee free spanish bank account as a non resident. I recommend Cajamar online account "wefferrent" which is totally free without stipulations or demands. Non residents have to go into branch to set up, not online as whi...

 

Read more...

...te NIE not recognised on online application. Search several postings in Banking, location everywhere, theres plenty of info on subject.

Regards

Pauline.

Thank you for the information which is very useful.

Regards Richat

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Posted: Tue Apr 7, 2020 5:55pm

Janard2012

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Posted: Tue Apr 7, 2020 5:55pm

Simon22 wrote on Mon Apr 6, 2020 1:06pm:

Openbank do not charge, you have to have an account each, ie not a joint account, but it's totally free.

https://www.openbank.es/en

Thanks for the info but we need a joint account. Rega

Posted: Wed Apr 8, 2020 12:08am

Posts: 97

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Posted: Wed Apr 8, 2020 12:08am

This post that was quoted has been deleted.

Is it not 35 per every 2 months

Posted: Wed Apr 8, 2020 12:07pm

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Joined: 20 Dec 2018

Posted: Wed Apr 8, 2020 12:07pm

Premium Expansión Account

With the Expansión Account plus Premium advantages, you can benefit from a zero-fee salary account at no expense, together with additional advantages for being a Personal Banking Customer. You can manage your money effectively without it costing you anything.

More information

I find this suitable with Banco Sabadell but you need to deposit a minimum 700 Euro/Month , if you have a mortgage this shouldn't be a problem. :)

Posted: Wed Apr 8, 2020 12:50pm

Posts: 58

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Location: La Marina

Joined: 17 Apr 2018

Posted: Wed Apr 8, 2020 12:50pm

UK Spark wrote on Wed Apr 8, 2020 12:07pm:

Premium Expansión Account

With the Expansión Account plus Premium advantages, you can benefit from a zero-fee salary account at no expense, together with additional advantages for being a Personal Banking Customer. You can manage your money effectively without it costing you anything....

 

Read more...

...

More information

I find this suitable with Banco Sabadell but you need to deposit a minimum 700 Euro/Month , if you have a mortgage this shouldn't be a problem. :)

Just be aware if you are paid late one month charges are applied immediatley and they will not inform you.

Posted: Wed Apr 8, 2020 3:17pm

Janard2012

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Posts: 34

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Joined: 21 May 2019

Posted: Wed Apr 8, 2020 3:17pm

paulsav wrote on Tue Apr 7, 2020 12:59pm:

I have written many replies to this same question re my experience on getting a fee free spanish bank account as a non resident. I recommend Cajamar online account "wefferrent" which is totally free without stipulations or demands. Non residents have to go into branch to set up, not online as whi...

 

Read more...

...te NIE not recognised on online application. Search several postings in Banking, location everywhere, theres plenty of info on subject.

Regards

Pauline.

Thank you for the information Pauline.

Regards R

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